Prosperity                                                                       Firms with majority                               Female labor force
                                                                                 female ownership                                   participation rate
Data360 Economy Snapshot
                                                                                     2.6% (2019)                                     19.81% (2023)
Female Economic Participation                                                     SOURCE: ENTERPRISE SURVEYS                                  SOURCE: WDI


                                                                               Women with access                                         Women with
                                                                                to mobile phones                                        bank accounts
MOROCCO
                                                                                  95.86% (2021)                                       32.7% (2021)
MIDDLE EAST & NORTH AFRICA (MEA) ; LOWER MIDDLE INCOME
                                                                                     SOURCE: GLOBAL FINDEX                              SOURCE: GLOBAL FINDEX




SOCIAL NORMS
                                                                  General

Share of adults (age 15+) without a national ID               Female mean age at marriage                          Female mean age at first childbirth




                     SOURCE: ID4D FINDEX SURVEY                     SOURCE: GENDER STATISTICS                                         SOURCE: OECD



                                                   Health, Education and Time Management

        Maternal mortality ratio per 100,000 live births                                          Fertility Rate, in births per woman




                                  SOURCE: WORLD BANK                                                               SOURCE: WORLD BANK



                      Time spent in unpaid work (%)                                                    Educational attainment (%)




                               SOURCE: GENDER STATISTICS                                                       SOURCE: EDUCATION STATISTICS




Women of reproductive age that have their family planning needs met                                            73.2% (2004)
SOURCE: WORLD BANK




                                                                Prosperity Data360                                                GENERATED ON: 2024-11-19
              Gender-Based Violence                                                                               Mobility

                                                                        Can a woman choose where to live in the same way as a man?                                Yes
                                                                        Can a woman travel outside her home in the same way as a man?                             Yes
                                                                        Can a woman apply for a passport in the same way as a man?                                Yes




                          SOURCE: WHO                                                                    SOURCE: WOMEN, BUSINESS & THE LAW




                                                                      Voice & Agency

Women in Ministerial Level Positions (Rank)                                      92/148 (2022)
SOURCE: WEF GLOBAL GENDER GAP REPORT


Political participation score of the country                                     2.5/10 (2024)
SOURCE: BTI


Social Institutions Gender Index (SIGI)*                                       SIGI Regional Average                               SIGI Global Average
                   49.3 (2023)                                                         51.66 (2023)                                      28.99 (2023)
*SIGI measures discrimination against women in social institutions (0 = no discrimination; 100 = absolute discrimination).                           SOURCE: GENDER INDEX




BUSINESS CLIMATE
                                                                          Labor Force

                   Labor force participation rate (%)                                                             Informal employment (%)




                                 SOURCE: WBG - WDI                                                                            SOURCE: ILOSTAT




                        Employment, by type (%)                                                                  Employment, by sector (%)




                                 SOURCE: WBG - WDI                                                                           SOURCE: WBG - WDI




                                                                          Prosperity Data360                                              GENERATED ON: 2024-11-19
Wage equality between women and men for similar work (survey data, normalized on a 0-to-1 scale)*                                                          0.66 (2022)
*This indicator is derived from the following survey question: In your country, for similar work, to what extent are wages for women equal to those of men?
1 = not at all/significantly below those of men. 7 = fully/equal to those of men. It is then transformed into a 0-1 scale where zero means “large gap” and 1 means “no gap”.

Country Economic Participation and Opportunity Index (Score 0-1)                                                                                           0.45 (2022)
SOURCE: WEF GLOBAL GENDER GAP REPORT



                                                                         Business Climate

                            Starting a business                                                                   Proprietors & Directors (%)




                                 SOURCE: DOING BUSINESS                                                                SOURCE: GENDER STATISTICS




Percentage of firms with majority female ownership                                                2.6% (2019)
SOURCE: WBG ENTERPRISE SURVEYS


Firms with female top manager                                                                     5.4% (2023)
SOURCE: ILO


Firms identifying access to finance as a major constraint                                         28.4% (2019)
SOURCE: WBG ENTERPRISE SURVEYS


Perceived ease of doing business index                                                            53/190 (2019)
SOURCE: DOING BUSINESS


Perceived attitude toward entrepreneurial failure *                                               3.76/7 (2019)
SOURCE: WEF GCI


Equal access to property rights index (-2-0) **                                                   0 (2019)
SOURCE: DOING BUSINESS


*Scores (1-7): 1 - No appetite for entrepreneurial risk; 7 - greater appetite for risk

** The equal access to property rights index evaluates whether married or unmarried women have equal access to property rights. It has two components: (i) whether
unmarried men and unmarried women have equal ownership rights to property; and (ii) whether married men and married women have equal ownership rights to
property. The index is computed based on the methodology in the DB17-20 studies.


                                                                                         TEA




                                                                                    SOURCE: GEM

TEA: Category description:
1. TEA of working age population - Percentage of 18-64 population who are either a nascent entrepreneur or owner-manager of a new business
2. TEA Nascent entrepreneurs - Female/Male TEA: percentage of females (ages 18-64) who are either a nascent entrepreneur or owner-manager of a new
    business, divided by the equivalent percentage of their male counterparts
3. TEA driven by opportunity - Percentage of those females involved in TEA who (i) claim to be driven by opportunity as opposed to finding no other option for
    work; and (ii) who indicate the main driver for being involved in this opportunity is being independent or increasing their income, rather than just maintaining
    their income, divided by the equivalent percentage for their male counterparts




                                                                              Prosperity Data360                                        GENERATED ON: 2024-11-19
TECHNOLOGY

                              Social Norms                                                          Banking and Technology
                   Mobile Phone and Internet Access                                                      Mobile money services




                                 SOURCE: GLOBAL FINDEX                                                       SOURCE: GLOBAL FINDEX




                         Mobile Connectivity Index                                         Made or received digital payments - female (age 15+)


                              62.03/100 (2023)

The GSMA Mobile Connectivity Index measures the performance of 170
countries – representing 99% of the global population – against key enablers
of mobile internet adoption: infrastructure, affordability, consumer readiness,
and content and services.
SOURCE: GSMA




                                                                                                             SOURCE: GLOBAL FINDEX




                                           Innovation and Technology in Accessing Markets

Percentage of firms with their own websites                                                      55.4% (2019)
SOURCE: ENTERPRISE SURVEYS


Can a broadband connection request be completed entirely online?                                 NA
Average price for a month of business broadband connection with                                  NA
at least 10 Mbps download speed with unlimited data usage
SOURCE: DIGITAL BUSINESS INDICATORS




LEGAL AND REGULATORY FRAMEWORK
                                                                           Family law

Can a woman be head of household in the same way as a man?                                                         Yes
There is no legal provision that requires a married woman to obey her husband                                      Yes
Do married couples jointly share legal responsibility for financially maintaining the family's expenses?                                Yes
SOURCE: WOMEN, BUSINESS AND THE LAW




                                                                          Prosperity Data360                                GENERATED ON: 2024-11-19
       First married by age 18 (% of women aged 20-24)                              Credit and Finance Laws

                                                                     Can a woman legally open a bank account                      Yes
                                                                      in the same way as a man?
                                                                     Can a woman sign a contract in the same                      Yes
                                                                     way as a man?
                                                                     Can a woman register a business in the                       Yes
                                                                     same way as a man?
                                                                     The law prohibits discrimination in access to                Yes
                                                                     credit based on gender



                             SOURCE: WORLD BANK - WDI                                 SOURCE: WOMEN, BUSINESS AND THE LAW




                                                        Legal Right to Assets

Do men and women have equal ownership rights to immovable property?                                                         Yes
Do sons and daughters have equal rights to inherit assets from their parents?                                               No
Do female and male surviving spouses have equal rights to inherit assets?                                                   No
Does the law grant spouses equal administrative authority over assets during marriage?                                      Yes
Does a woman's testimony carry the same evidentiary weight in court as a man's?                                             Yes
Does the law provide for the valuation of nonmonetary contributions (i.e.; unpaid domestic work)?                           No

SOURCE: WOMEN, BUSINESS AND THE LAW




                                                             Workplace

Can a woman get a job in the same way as a man?                                                                             Yes
Can women work in jobs deemed dangerous in the same way as men?                                                             No
Law prohibits discrimination in employment based on gender                                                                  Yes
Is there legislation on sexual harassment in employment?                                                                    Yes
Does the government support or provide childcare services?                                                                  Yes
Are there criminal penalties or civil remedies for sexual harassment in employment?                                         Yes

SOURCE: WOMEN, BUSINESS AND THE LAW




                                                                  Pay

Does the law mandate equal remuneration for work of equal value?                                                            Yes
Are women able to work in the same industries as men?                                                                       No
Are childcare payments tax-deductible?                                                                                      No

SOURCE: WOMEN, BUSINESS AND THE LAW




                                                            Prosperity Data360                                GENERATED ON: 2024-11-19
ACCESS TO FINANCE

                              Bank Accounts                                                           Savings




                               SOURCE: GLOBAL FINDEX                                                SOURCE: GLOBAL FINDEX



                                                                             Credit




                                                               SOURCE: GLOBAL FINDEX




ACCESS TO MARKETS

Days to obtain an import license                       10 days (2019)
Percentage of firms expected to give gifts to public officials to get things done                          38.4% (2019)
Percentage of firms identifying customs and trade restrictions as major constraint                         27.7% (2019)
Percentage of firms whose new products/services are also new to the main market                            41.3% (2019)
Does the country's infrastructure, roads, utilities, communications, waste disposal                        6.18/10 (2023)
provide support for new and growing firms?

SOURCE: ENTERPRISE SURVEYS




TRAINING SKILLS AND INFORMATION

Percentage of country's labor force with business skills                                    67.0% (2024)
(accounting, communications, finance, management, marketing, sales)
SOURCE: GLOBAL SKILLS INDEX



Presence and quality of programs directly assisting SMEs                                    4.4/10 (2023)
at all levels of government (national, regional, municipal)
SOURCE: GEM




Click to view comparative global, regional, and income-group data, starting on Page 9.

The data for this economy snapshot were curated by Noa Gimelli, Anja Robakowski and Linda Scott. For feedback and/or comments please
click here.




                                                                       Prosperity Data360                          GENERATED ON: 2024-11-19
Disclaimer

The Prosperity Data360 platform only aggregates publicly available data and does not produce or own any
mentioned data.

The World Bank’s Doing Business (DB) report was discontinued on September 16th, 2021 due to data irregularities.
Data rectification of affected historical DB data (2016-2020) was carried out. This historical data, including the sets
incorporated in these sheets, may be used for research and analysis.

Region and income group mapping followed in the data sheets are as per the official World Bank classification.
Aggregates calculated do not include economies absent in the World Bank list.

Economy borders or names do not necessarily reflect the World Bank Group's official position. Maps available
through the Prosperity Data360 are for illustrative purposes and do not imply the expression of any opinion on the
part of the World Bank, concerning the legal status of any economy or territory or concerning the delimitation of
frontiers or boundaries.

For specific comments, please use the feedback link at the bottom of the previous page.




                                                    Prosperity Data360                         GENERATED ON: 2024-11-19
                   Appendix
Comparison with Global, Regional and Income Group Averages




                            Abbreviations
                  Abbreviation                         Description
                     EAS                            East Asia & Pacific
                     ECS                          Europe & Central Asia
                     LCN                        Latin America & Caribbean
                     MEA                        Middle East & North Africa
                     NAC                              North America
                     SAS                                South Asia
                     SSF                            Sub-Saharan Africa
                      LIC                              Low income
                     LMC                          Lower middle income
                     UMC                          Upper middle income
                      HIC                              High income




                                 Prosperity Data360                          GENERATED ON: 2024-11-19
                    Global, Regional & Income Group Average Comparison



SOCIAL NORMS

                                                                                          Regional Averages                          Income Group Averages

                 Indicator                    Year   MAR    Global      EAS    ECS       LCN    MEA     NAC    SAS     SSF     LIC       LMC     UMC    HIC

 Share of men (age 15+) without a national
                                              2021   5.0     9.7        8.2     4.0      4.3     4.8    1.0     7.4    27.1    37.1       13.4    5.4    3.1
                    ID (%)

    Share of women (age 15+) without a
                                              2021   8.0     10.6       6.8     3.6      4.2     3.9    4.0    15.8    31.5    42.7       16.2    5.2    2.3
               national ID (%)

       Female mean age at marriage            2018   24.4    29.0        -     31.2      24.1   24.5     -       -     20.0    19.6       23.2   24.1   31.9

  Mean age of woman at birth of first child   2021    -      29.5       31.1   29.5       -     28.7    27.3     -       -       -         -       -    29.5

  Maternal mortality ratio per 100,000 live
                                              2020   72.0   143.3       80.7   11.7      80.0   46.8    16.0   165.0   395.1   455.7     202.3   64.9   14.9
                   births

             Total Fertility Rate             2022   2.3     2.5        2.3     1.7      1.8     2.4     1.4    2.4     4.2     4.5       3.2     2.1    1.6

  Time spent in unpaid work, females (%)      2012   20.8    18.0        -     17.7      16.5   21.2    15.3     -       -       -        20.8   18.4   16.3

   Time spent in unpaid work, males (%)       2012   3.0     6.8         -      9.4      3.9     3.4    9.3      -       -       -        3.0     6.1    9.3

 Literacy rate, adult male (% of males ages
                                              2022   85.6    84.5       92.9   99.6      94.7   93.4     -     85.1    73.7    66.4       85.5   94.4   97.7
               15 and above)

 Literacy rate, adult female (% of females
                                              2022   69.1    77.5       90.3   99.1      93.0   85.9     -     62.9    63.6    51.3       78.5   92.1   96.1
            ages 15 and above)

Population age 25+ with primary schooling,
                                              2014   40.9    82.6       89.5   98.2      78.1   74.7    96.5   52.9    55.9    46.3       63.3   83.9   97.2
                  Male (%)

Population age 25+ with primary schooling,
                                              2014   27.0    77.9       86.0   96.3      76.2   63.8    96.2   42.2    45.0    31.9       52.9   80.2   96.1
                 Female (%)

    Population age 25+ with secondary
                                              2014   17.6    54.8       63.7   75.6      41.5   41.2    86.2   25.2    24.3    25.0       33.1   52.1    72.1
             schooling, Male (%)

    Population age 25+ with secondary
                                              2014   12.0    50.6       59.1   70.3      42.4   37.4    86.9   18.6    17.7    14.6       27.7   48.3   69.3
           schooling, Female (%)

      Population age 25+ with tertiary
                                              2014   4.6     21.6       25.7   27.8      15.6   18.0    50.3    4.2    9.6     10.1       14.8   17.2   29.1
             schooling, Male (%)

      Population age 25+ with tertiary
                                              2014   2.8     21.5       24.0   28.6      17.2   19.0    51.4    2.3     6.7     5.9       11.9   17.8   30.4
           schooling, Female (%)

Women of reproductive age that have their
                                              2004   73.2    47.0        -       -        -     73.2     -     64.8    38.3    37.2       54.4     -         -
       family planning needs met (%)

   Lifetime intimate partner violence (%)     2018    -      26.3       31.0   18.6      24.5   25.5    26.0   31.5    32.6    34.6       30.7   24.8   20.5

 Intimate partner violence within last year
                                              2018   10.0    11.6       14.7    5.3      8.1    10.9    4.5    15.2    18.9    20.8       16.0   10.0    5.3
                     (%)

 Can a woman choose where to live in the
                                              2023   1.0     0.8        0.9     1.0      0.9     0.5    1.0     0.8     0.7     0.5       0.8    0.9     0.9
            same way as a man?

Can a woman travel outside her home in the
                                              2023   1.0     0.9        0.9     1.0      1.0     0.5    1.0     0.9     1.0     0.9       0.9    0.9     0.9
            same way as a man?




                                                                    Prosperity Data360                                   GENERATED ON: 2024-11-19
                    Global, Regional & Income Group Average Comparison



SOCIAL NORMS

                                                                                         Regional Averages                     Income Group Averages

                 Indicator                   Year   MAR    Global      EAS    ECS       LCN    MEA     NAC    SAS     SSF    LIC    LMC    UMC    HIC

 Can a woman apply for a passport in the
                                             2023   1.0     0.9        0.8     1.0      0.8     0.8    1.0    0.9     0.8    0.9    0.8    0.8     0.9
           same way as a man?

   Women In Ministerial Level Positions
                                             2022   92.0    72.6      102.1   60.3      55.3   98.1    56.5   114.1   63.5   63.8   89.1   69.9   63.1
                   (Rank)

       Political Participation Ranking       2024   2.5     5.1        4.5     6.3      6.8     2.6     -     4.9     4.6    3.5    4.3    5.8     6.7

  Social Institutions Gender Index (SIGI)    2023   49.3    29.0       29.1   16.1      21.2   51.7    18.3   44.8    39.0   40.6   40.0   24.7   18.3




BUSINESS CLIMATE

                                                                                         Regional Averages                     Income Group Averages

                 Indicator                   Year   MAR    Global      EAS    ECS       LCN    MEA     NAC    SAS     SSF    LIC    LMC    UMC    HIC

   Male labor force participation rate (%)   2023   68.3    70.4       72.1   66.6      73.2   72.5    68.4   73.2    70.0   72.1   70.0   70.9   69.6

 Female labor force participation rate (%)   2023   19.8    51.2       56.4   53.9      51.1   30.8    58.8   33.4    56.6   54.5   47.8   49.1   54.2

  Informal employment, male (% of total
                                             2023    -      48.8       47.5   14.3      51.7     -      -     87.7    61.7   78.4   73.6   43.3   29.7
      non-agricultural employment)

 Informal employment, female (% of total
                                             2023    -      49.0       44.1   11.6      52.8     -      -     91.9    63.1   82.5   78.7   42.7   26.0
      non-agricultural employment)

 Part-time employment, female (% of total
                                             2022   45.5    32.8       23.0   35.6      33.8   32.7    41.6   27.6    30.1   38.1   30.3   24.2   39.6
           female employment)

 Part-time employment, male (% of total
                                             2022   14.6    21.2       18.5   22.3      21.0   17.7    27.3   15.0    23.8   31.6   19.8   15.4    25.1
            male employment)

Female permanent full-time workers (% of
                                             2019   32.7    38.0       51.4   40.0       -     24.5     -      -      35.0   35.2   30.8   42.5   38.2
          total full-time workers)

 Male permanent full-time workers (% of
                                             2019   67.3    62.0       48.6   60.0       -     75.5     -      -      65.0   64.8   69.2   57.5   61.8
          total full-time workers)

   Percentage of the population that is
                                             2022   48.2    40.3       39.0   21.6      35.6   22.7    9.9    61.1    69.0   77.0   57.0   36.8   14.5
              self-employed

 Employment in industry, male (% of male
                                             2022   26.8    25.3       24.2   32.4      25.6   29.7    28.6   24.0    16.9   13.4   22.5   27.5   31.0
               employment)

  Employment in industry, female (% of
                                             2022   13.8    11.6       12.6   12.8      10.6   10.8    8.6    19.3    9.6    8.4    12.4   14.1   10.4
           female employment)

 Employment in services, male (% of male
                                             2022   47.3    51.3       53.3   56.0      55.5   61.5    69.5   43.0    38.5   34.9   44.1   50.6   64.2
               employment)

  Employment in services, female (% of
                                             2022   38.0    66.4       68.9   75.6      81.7   80.5    90.5   32.2    43.9   33.2   54.5   69.0   87.4
           female employment)




                                                                   Prosperity Data360                                  GENERATED ON: 2024-11-19
                    Global, Regional & Income Group Average Comparison



BUSINESS CLIMATE

                                                                                          Regional Averages                           Income Group Averages

                 Indicator                    Year   MAR    Global      EAS    ECS       LCN     MEA     NAC    SAS     SSF     LIC       LMC     UMC    HIC

Employment in agriculture, male (% of male
                                              2022   25.9    23.4       22.5   11.6      18.9     8.8    1.9    33.0    44.7    51.7       33.5   21.9    4.8
               employment)

  Employment in agriculture, female (% of
                                              2022   48.2    22.0       18.6   11.6      7.8     8.6     0.9    48.5    46.5    58.3       33.1   17.0    2.2
           female employment)

Wage equality between women and men for
                                              2022   0.7     0.7        0.7     0.7      0.6      0.7    0.7    0.6      0.7    0.7        0.7    0.6     0.7
         similar work (0-to-1 scale)

    Country Economic Participation and
                                              2022   0.4     0.7        0.7     0.7      0.7      0.5    0.7    0.4      0.7    0.7        0.6    0.7     0.7
      Opportunity Index (0-to-1 scale)

   Time in days to start a business, male     2019   9.0     19.6       23.3   11.8      28.1    19.3    2.8    14.5    21.5    22.3       23.6   20.3    11.3

  Time in days to start a business, female    2019   9.0     19.7       23.4   11.8      28.1    19.9    2.8    14.6    21.6    22.5       23.7   20.3    11.4

  Cost as a % of income per capita to start
                                              2019   3.6     19.9       16.3    3.3      30.6    16.0    0.6    8.3     36.3    48.7       27.8   13.2    4.2
              a business, male

  Cost as a % of income per capita to start
                                              2019   3.6     19.9       16.3    3.3      30.6    16.0    0.6    8.3     36.3    48.7       27.8   13.2    4.2
             a business, female

 Number of procedures to start a business,
                                              2019   4.0     6.6        6.3     5.3      8.0      6.3    4.0     7.1     7.4    7.0        7.2     7.2    5.3
                    male

 Number of procedures to start a business,
                                              2019   4.0     6.7        6.3     5.3      8.0     6.9     4.0     7.2     7.5     7.2       7.3     7.2    5.4
                   female

       Share of male sole proprietors         2022   75.0    61.9       54.6   63.4      51.5    76.5     -       -     63.3    61.8       62.4   60.8   62.5

      Share of female sole proprietors        2022   25.0    38.1       45.4   36.6      48.5    23.5     -       -     36.7    38.2       37.6   39.2   37.5

          Share of male directors             2022   85.6    75.4       69.1   76.6      66.3    86.4     -     80.0    73.3    79.4       79.7   73.4   74.5

         Share of female directors            2022   14.4    24.6       30.9   23.4      33.7    13.6     -     20.0    26.7    20.6       20.3   26.6   25.5

  Firms with majority female ownership (%)    2019   2.6     13.7       32.7   14.5        -      4.4     -       -     15.2    13.9       9.7    15.2   14.4

     Firms with female top manager (%)        2023   5.4     21.0       33.5   18.9      21.4     4.1     -     10.3    17.5    13.5       23.3   20.9    22.1

  Firms identifying access to finance as a
                                              2019   28.4    17.8       36.8   15.1        -     26.0     -       -     28.6    17.0       23.5   22.6    11.1
            major constraint (%)

  Perceived ease of doing business index
                                              2019   53.0    95.9       87.0   42.6      114.3   103.3   14.5   117.5   139.5   156.1     124.7   89.7   51.0
                   (Rank)

 Perceived attitude toward entrepreneurial
                                              2019   3.8     4.0        4.3     4.1      3.9      4.2    5.1    4.0      3.8    3.6        3.9    4.0     4.2
             failure (Score 1-7)

   Equal access to property rights index
                                              2019   0.0     -0.1       -0.2    0.0      -0.1    0.0     0.0    0.0     -0.2    -0.1       -0.1   -0.1   -0.0
                   (-2-0)

      TEA of working age population           2023   6.3     14.3       13.6    9.3      25.8    13.0    17.2   12.0    11.1      -        11.3   19.5   12.8

        TEA Nascent entrepreneurs             2023   0.6     0.8        1.0     0.7      0.9      0.7    0.7    0.6     0.8       -        0.6    0.9     0.7

         TEA driven by opportunity            2023    -       -          -       -         -       -      -       -       -       -         -      -          -




                                                                    Prosperity Data360                                    GENERATED ON: 2024-11-19
                   Global, Regional & Income Group Average Comparison



TECHNOLOGY

                                                                                        Regional Averages                           Income Group Averages

                Indicator                    Year   MAR    Global     EAS    ECS       LCN     MEA     NAC    SAS     SSF      LIC      LMC     UMC    HIC

    Mobile phone ownership - male (%)        2021   96.5    89.8      89.9   93.0      77.9    95.3     -     79.3      -       -        84.6   87.0   95.9

   Mobile phone ownership - female (%)       2021   95.9    87.6      87.6   91.0      76.6    94.0     -     69.6      -       -        78.5   84.8   95.6

          Internet use, male (%)             2021   89.9    84.3      85.2   87.6      76.0    93.4     -     65.0    45.9     19.7      76.4   80.2   90.9

         Internet use, female (%)            2021   86.4    82.6      82.4   85.8      75.8    92.7     -     59.5    39.5     13.7      71.7   78.7   89.9

Used a mobile phone or the internet to pay
                                             2021   4.8     30.5      40.3   47.1      19.7    15.8    70.0    3.9    13.1     7.8       8.2    23.0   56.5
         bills, female (% age 15+)

Used a mobile phone or the internet to pay
                                             2021   9.8     35.4      41.7   52.1      25.9    21.6    71.4   10.0    18.7     11.4      14.3   28.2   60.4
          bills, male (% age 15+)

Used a mobile phone or the internet to buy
                                             2021   8.6     30.2      49.0   46.7      15.1    24.2    73.4    3.6     5.5     2.3       7.7    23.8   57.4
   something online, female (% age 15+)

Used a mobile phone or the internet to buy
                                             2021   10.7    33.2      47.4   51.4      22.0    24.5    71.4    5.6     7.6     4.6       9.4    27.1   61.0
    something online, male (% age 15+)

 Mobile Connectivity Index Score (Score
                                             2023   62.0    63.6      69.0   80.5      65.0    68.6    89.8   53.2    41.5     32.3      51.8   66.5   83.9
                  1-100)

 Mobile money account, male (% age 15+)      2021   8.3     27.0      29.0   16.4      21.2     9.3     -     13.5    40.5     29.9      25.6   26.9   27.9

Mobile money account, female (% age 15+)     2021   4.2     21.3      26.5   13.6      16.5     4.4     -      5.6    32.9     23.2      18.6   24.2   22.5

 Made or received digital payments in the
                                             2021   21.3    61.4      73.0   81.0      49.0    41.4    97.0   24.5    44.2     30.1      33.2   58.3   90.3
       past year, female (% age 15+)

     Firms with their own websites (%)       2019   55.4    60.0      37.5   61.0        -     61.9     -       -     50.8     42.6      49.6   58.8   67.2

 Can a broadband connection request be
                                             2019    -      0.0       0.0     0.0      0.0     0.0      -     0.0      0.0     0.0       0.0    0.0     0.0
        completed entirely online?

   Average monthly price for business
                                             2019    -     252.8      32.2   54.1      124.2   158.3    -     181.0   925.0   2500.0    217.0   31.5   139.7
       broadband connection (USD)




LEGAL AND REGULATORY FRAMEWORK

                                                                                        Regional Averages                           Income Group Averages

                Indicator                    Year   MAR    Global     EAS    ECS       LCN     MEA     NAC    SAS     SSF      LIC      LMC     UMC    HIC

Can a woman be head of household in the
                                             2023   1.0     0.9       0.9     1.0       1.0    0.6     1.0     1.0     0.7     0.6       0.8    0.9     1.0
           same way as a man?

 There is no legal provision that requires

  a married woman to obey her husband        2023   1.0     0.9       0.9     1.0       1.0     0.5    1.0    0.9      0.9     0.8       0.9    0.9     0.9

               (1=yes; 0=no)




                                                                  Prosperity Data360                                    GENERATED ON: 2024-11-19
                     Global, Regional & Income Group Average Comparison



LEGAL AND REGULATORY FRAMEWORK

                                                                                           Regional Averages                   Income Group Averages

                   Indicator                    Year   MAR    Global     EAS    ECS       LCN    MEA     NAC   SAS    SSF    LIC    LMC    UMC    HIC

    Do married couples jointly share legal

   responsibility for financially maintaining   2018   1.0     0.8       0.9     1.0      1.0     0.3    1.0   0.4    0.9    0.8    0.8    0.9     0.9

            the family's expenses?

 Women who were first married by age 18 (%
                                                2018   13.7    23.6      19.6   11.8      24.0   13.2     -    38.6   31.2   41.4   24.8   18.2        -
            of women ages 20-24)

 Can a woman legally open a bank account in
                                                2023   1.0     1.0       1.0     1.0      1.0     1.0    1.0   1.0    0.9    0.9    1.0     1.0    1.0
           the same way as a man?

  Can a woman sign a contract in the same
                                                2023   1.0     1.0       1.0     1.0      1.0     1.0    1.0   1.0    1.0    1.0    1.0     1.0    1.0
                way as a man?

   Can a woman register a business in the
                                                2023   1.0     1.0       1.0     1.0      1.0     1.0    1.0   1.0    0.9    1.0    1.0     1.0    1.0
             same way as a man?

  The law prohibits discrimination in access
                                                2023   1.0     0.5       0.4     0.8      0.3     0.5    1.0   0.1    0.4    0.3    0.5    0.4     0.7
    to credit based on gender (1=yes; 0=no)

 Do men and women have equal ownership
                                                2023   1.0     0.9       0.7     1.0      0.9     1.0    1.0   1.0    0.8    0.8    0.8    0.9     1.0
        rights to immovable property?

 Do sons and daughters have equal rights to
                                                2023   0.0     0.8       0.8     1.0      1.0     0.1    1.0   0.5    0.8    0.6    0.7    0.8     0.9
       inherit assets from their parents?

 Do female and male surviving spouses have
                                                2023   0.0     0.8       0.8     1.0      1.0     0.1    1.0   0.5    0.7    0.6    0.7    0.8     0.9
        equal rights to inherit assets?

      Does the law grant spouses equal

     administrative authority over assets       2023   1.0     0.9       0.8     1.0      0.9     1.0    1.0   1.0    0.8    0.8    0.8     1.0    1.0

               during marriage?

  Does a woman's testimony carry the same
                                                2018   1.0     0.9       1.0     1.0      1.0     0.4    1.0   0.9    1.0    0.9    0.9    0.9     0.9
    evidentiary weight in court as a man's?

  Does the law provide for the valuation of

   nonmonetary contributions (i.e.; unpaid      2023   0.0     0.7       0.7     1.0      0.9     0.1    1.0   0.0    0.6    0.6    0.5    0.8     0.8

               domestic work)?

 Can a woman get a job in the same way as a
                                                2023   1.0     0.9       1.0     1.0      1.0     0.6    1.0   0.9    0.8    0.7    0.9     1.0    1.0
                     man?

Can women work in jobs deemed dangerous in
                                                2023   0.0     0.8       0.9     0.9      0.9     0.4    1.0   0.8    0.6    0.5    0.7    0.8     0.9
            the same way as men?

 Law prohibits discrimination in employment
                                                2023   1.0     0.9       0.7     1.0      0.8     0.8    1.0   0.6    0.9    0.9    0.8    0.8     0.9
        based on gender (1=yes; 0=no)

  Is there legislation on sexual harassment
                                                2023   1.0     0.8       0.6     0.9      0.8     0.7    1.0   1.0    0.8    0.7    0.8    0.8     0.8
               in employment?




                                                                     Prosperity Data360                                GENERATED ON: 2024-11-19
                    Global, Regional & Income Group Average Comparison



LEGAL AND REGULATORY FRAMEWORK

                                                                                         Regional Averages                    Income Group Averages

                 Indicator                    Year   MAR    Global     EAS    ECS       LCN    MEA     NAC    SAS    SSF    LIC    LMC    UMC    HIC

 Does the government support or provide
                                              2018   1.0     0.7       0.5     1.0      0.8     0.8    1.0    0.1    0.5    0.4    0.5    0.8     0.9
            childcare services?

    Are there criminal penalties or civil

   remedies for sexual harassment in          2023   1.0     0.7       0.5     0.8      0.7     0.7    1.0    0.9    0.8    0.7    0.7    0.7     0.8

               employment?

Does the law mandate equal remuneration
                                              2023   1.0     0.5       0.3     0.8      0.3     0.5    0.5    0.2    0.5    0.5    0.4    0.5     0.6
         for work of equal value?

   Are women able to work in the same
                                              2023   0.0     0.7       0.7     0.8      0.7     0.5    1.0    0.4    0.6    0.6    0.5    0.7     0.8
            industries as men?

 Are childcare payments tax-deductible?       2018   0.0     0.2       0.1     0.3      0.3     0.0    1.0    0.1    0.0    0.0    0.0    0.2     0.4




ACCESS TO FINANCE

                                                                                         Regional Averages                    Income Group Averages

                 Indicator                    Year   MAR    Global     EAS    ECS       LCN    MEA     NAC    SAS    SSF    LIC    LMC    UMC    HIC

     Account ownership at a financial

institution or with a mobile-money-service    2021   56.0    73.1      79.5   87.5      65.1   60.7    96.4   55.2   58.3   43.4   53.2   72.9   94.1

               provider, male

     Account ownership at a financial

institution or with a mobile-money-service    2021   32.7    67.1      78.3   84.6      58.0   48.5    98.2   46.4   48.0   33.6   42.4   66.4   93.0

              provider, female

 Financial institution account, male (% age
                                              2021   53.0    68.0      79.1   87.3      61.9   59.3    96.4   50.5   37.6   26.9   41.6   69.8   94.1
                    15+)

  Financial institution account, female(%
                                              2021   31.4    62.5      78.0   84.3      54.9   47.9    98.2   43.9   28.6   18.8   32.1   63.2   92.9
                  age 15+)

 Debit card ownership, male (% age 15+)       2021   41.8    53.5      67.4   75.1      45.4   45.2    87.6   23.2   21.0   10.9   24.0   52.1   84.4

 Debit card ownership, female (% age 15+)     2021   21.6    48.0      65.9   71.3      37.6   34.5    91.4   13.1   14.7   6.4    15.7   43.9   82.8

  Saved at a financial institution, male (%
                                              2021   8.6     29.1      43.9   39.2      17.7   19.6    67.3   13.5   15.2   10.6   11.9   21.0    51.7
                  age 15+)

  Saved at a financial institution, female
                                              2021   6.1     25.2      42.7   36.0      11.8   15.5    61.6   10.7   9.9    6.5    7.9    16.8   48.3
                (% age 15+)

 Saved to start, operate, or expand a farm
                                              2017   5.2     16.9      19.8   12.3      18.4   15.9    17.8   12.8   21.9   20.9   18.2   16.0    15.1
       or business, male (% age 15+)




                                                                   Prosperity Data360                                 GENERATED ON: 2024-11-19
                    Global, Regional & Income Group Average Comparison



ACCESS TO FINANCE

                                                                                         Regional Averages                       Income Group Averages

                  Indicator                   Year   MAR    Global      EAS    ECS       LCN    MEA    NAC    SAS    SSF    LIC      LMC     UMC    HIC

  Saved to start, operate, or expand a farm
                                              2017   1.3     11.7       14.3    7.7      12.5   8.2    9.2    7.7    17.6   16.9      13.6   10.4    9.3
       or business, female (% age 15+)

  Credit card ownership, male (% age 15+)     2021   1.4     23.5       32.3   35.7      17.8   16.4   73.8   3.2    4.9    3.7       3.7    17.3   46.5

 Credit card ownership, female (% age 15+)
                                              2021   0.8     20.6       31.7   31.2      12.8   14.5   75.6   2.5    3.2    2.3       2.2    12.2   43.9


    Borrowed from a financial institution,
                                              2021   6.2     27.7       38.7   37.4      22.4   20.8   73.3   11.6   10.9   9.4       11.3   23.6   46.7
              male (% age 15+)

    Borrowed from a financial institution,
                                              2021   3.7     24.0       38.1   32.1      17.2   16.7   73.9   10.7   8.4    7.9       9.3    18.6   42.4
             female (% age 15+)

 Borrowed from family or friends, male (%
                                              2021   51.0    27.0       21.2   20.1      24.4   34.7   13.8   35.8   39.8   40.2      35.8   29.7    15.7
                  age 15+)

 Borrowed from family or friends, female (%
                                              2021   46.5    24.8       20.2   18.2      23.5   30.8   18.2   35.2   35.2   37.1      31.8   27.9   14.8
                  age 15+)

Borrowed from a savings club, male (% age
                                              2021   5.7     3.7        1.8     0.7      2.3    2.8     -     2.3    9.3    10.7      4.5     2.4    0.7
                     15+)

  Borrowed from a savings club, female (%
                                              2021   4.9     4.7        2.8     0.8      2.1    2.4     -     3.7    12.4   13.5      6.4     2.5    0.7
                  age 15+)

            Male landholders (%)              2022    -      15.0       3.4      -        -      -      -     15.3   26.2    -        15.0    -          -

           Female landholders (%)             2022    -      5.4        4.4      -        -      -      -     9.7    3.1     -        5.4     -          -




ACCESS TO MARKETS

                                                                                         Regional Averages                       Income Group Averages

                  Indicator                   Year   MAR    Global      EAS    ECS       LCN    MEA    NAC    SAS    SSF    LIC      LMC     UMC    HIC

      Days to obtain an import license        2019   10.1    12.4       16.2   12.4       -     11.7    -      -     12.5   6.8       12.2   13.0    12.5

   Firms expected to give gifts to public
                                              2019   38.4    13.2       8.6    11.5       -     12.5    -      -     41.8   0.5       24.3   10.8   10.4
       officials to get things done (%)

    Firms identifying customs and trade
                                              2019   27.7    10.9       7.8     9.2       -     19.9    -      -     16.0   5.8       17.4   12.5    6.6
     restrictions as major constraint (%)

Firms whose new products/services are also
                                              2019   41.3    64.5       91.2   63.3       -     62.2    -      -     75.4   85.9      66.9   66.9   60.1
         new to the main market (%)

  Does the country's infrastructure, roads,

  utilities, communications, waste disposal   2023   6.2     6.4        7.1     6.4      6.1    6.6    6.5    7.0    4.4     -        6.7    5.9     6.6

provide support for new and growing firms?




                                                                    Prosperity Data360                                GENERATED ON: 2024-11-19
                   Global, Regional & Income Group Average Comparison



TRAINING SKILLS AND INFORMATION

                                                                                         Regional Averages                       Income Group Averages

                 Indicator                    Year   MAR    Global     EAS    ECS       LCN    MEA     NAC    SAS    SSF    LIC      LMC     UMC    HIC

 Country's labor force with business skills
                                              2024   67.0    50.5      51.9   70.0      49.2   44.2    42.0   12.2   23.4   22.5      24.8   45.9   69.9
                    (%)

Presence and quality of programs directly
                                              2023   4.4     4.6       4.8     4.8      3.8     5.0    4.3    6.7    3.0     -        5.4     3.5    5.0
 assisting SMEs at all levels of government




                                                                   Prosperity Data360                                 GENERATED ON: 2024-11-19