The World Bank Bihar Transformative Development Project (P159576) REPORT NO.: RES46267 RESTRUCTURING PAPER ON A PROPOSED PROJECT RESTRUCTURING OF BIHAR TRANSFORMATIVE DEVELOPMENT PROJECT APPROVED ON JUNE 28, 2016 TO INDIA AGRICULTURE AND FOOD SOUTH ASIA Regional Vice President: Hartwig Schafer Country Director: Junaid Kamal Ahmad Regional Director: John A. Roome Practice Manager/Manager: Andrew D. Goodland Task Team Leader(s): Raj Ganguly, Balakrishnan Madhavan Kutty The World Bank Bihar Transformative Development Project (P159576) ABBREVIATIONS AND ACRONYMS BRLPS Bihar Rural Livelihoods Promotion Society BTDP Bihar Transformative Development Project BMGF Bill & Melinda Gates Foundation CIF Community Investment Fund CID Community Institutional Development CLF Cluster Level Federation COVID-19 Coronavirus Disease, 2019 DEA Department of Economic Affairs FPC Farmer Producer Company GoB Government of Bihar GoI Government of India HH Households IBRD International Bank for Reconstruction and Development ICT Information and Communication Technology IDA International Development Association IFC Integrated Farming Clusters IRI Intermediate Results Indicator M&E Monitoring and Evaluation M-CLF Model Cluster Level Federations MIS Management Information System MoRD Ministry of Rural Development MTR Mid-Term Review NMMU National Mission Management Unit NRETP National Rural Economic Transformation Project NRLP National Rural Livelihoods Project OSCK One Stop Community Kiosk PDO Project Development Objective PE Producer Enterprises PIP Project Implementation Plan SBLP SHG-Bank Linkage Program SHG Self Help Groups SBCC Social Behaviour Change Communications SRLM State Rural Livelihoods Mission TPRM Tripartite Portfolio Review Meetings TSA Technical Support Agency VO Village Organizations WASH Water, Sanitation and Hygiene The World Bank Bihar Transformative Development Project (P159576) BASIC DATA Product Information Project ID Financing Instrument P159576 Investment Project Financing Original EA Category Current EA Category Partial Assessment (B) Partial Assessment (B) Approval Date Current Closing Date 28-Jun-2016 31-Oct-2022 Organizations Borrower Responsible Agency Bihar Rural Livelihoods Promotion Society , Government Government of India of Bihar Project Development Objective (PDO) Original PDO The PDO is to diversify and enhance household-level incomes and improve access to and use of nutrition and sanitation services among targeted households. Current PDO The PDO is to diversify and enhance household-level incomes and improve access to and use of nutrition and sanitation services among targeted households. OPS_TABLE_PDO_CURRENTPDO Summary Status of Financing (US$, Millions) Net Ln/Cr/Tf Approval Signing Effectiveness Closing Commitment Disbursed Undisbursed IDA-58670 28-Jun-2016 08-Jul-2016 10-Aug-2016 31-Oct-2022 290.00 208.56 81.44 Policy Waiver(s) Does this restructuring trigger the need for any policy waiver(s)? No The World Bank Bihar Transformative Development Project (P159576) I. PROJECT STATUS AND RATIONALE FOR RESTRUCTURING 1. Abstract: The proposed restructuring of the Bihar Transformative Development Project (BTDP) responds to two key requests of the Government of Bihar (GoB) endorsed by the Government of India (GoI) to (i) utilize exchange rate savings to the tune of USD 14.7 million as a special effort to mitigate the impacts of COVID-19 on rural households (HH) through community institutions, and ii) revise the results framework as per agreements with the project team based on the mid-term assessment of the project. 2. Background: The Project Development Objective (PDO) of BTDP is to diversify and enhance household-level incomes and improve access to and use of nutrition and sanitation services among targeted households. International Development Association (IDA) credit under BTDP was approved by the World Bank in June 2016 and the project became effective August 2016. 3. The project comprises of five components. These include- (1) Community Institutional Development (CID) (Total US$115 million), (2) Community Investment Funds (CIF) (Total US$ 200 million), (3) Access to Nutrition and Sanitation Services (Total US$ 45 million), (4) Innovations, Partnerships and Technical Assistance (Total US$ 15 million) and (5) Project Management (Total US$ 40 million) 4. Status: BTDP has completed four years of project implementation and has made good progress on many fronts. Despite implementation disruptions during the second wave of the COVID-19 pandemic, the overall physical and financial performance of the project was reported to be on track during the Implementation Support Mission (September 27-30, 2021). 4 out of 6 PDO-level indicators have been achieved (PDO2, PDO4, PDO5, PDO6), and the project is fully on course to achieve the remaining 2 PDO indicators (PDO1 and PDO3). End targets of 13 out of 20 Intermediate Results Indicators (IRIs) have been achieved, while the remaining 7 intermediate indicators are partially achieved. The project disbursement currently stands at 71.9 percent - the project incurred USD 208.6 million out of the total project cost of USD 290 million. 5. BTDP has supported 599,606 Self-Help Groups (SHGs) with over 6.5 million women members, of which over 85% are federated into higher level organizations namely Village Organizations (VOs) and Cluster Level Federations (CLFs). As on December 9, 2021, Community Institutions promoted under the project have leveraged more than USD 960 million from formal financial institutions and mobilized savings of USD 102 million. More than 0.42 million small and marginal producers have been federated into Farmer Producer Companies (FPCs) and Producer Groups (PGs) and 0.34 million women have benefitted from value chain interventions in Goatery, Poultry and Dairy. USD 6.63 million was leveraged from the Animal and Fisheries Resources Department, Government of Bihar (GoB) to support Goatery and Poultry value chain interventions. Community women-owned enterprises viz., Didi- Ki Rasoi (#19), Grameen Bazaars (#36), Energy Efficient Retail Marts (#107), Bee-keeping PGs (#83), art and craft The World Bank Bihar Transformative Development Project (P159576) PGs (#25), and stitching units (#130) have been promoted. 1316 SHG women have been trained and deployed as Bank Sakhis to provide last mile doorstep banking support and played a vital role in supporting banking transactions during the nationwide and subsequent local lockdowns. Social Behaviour Change Communications (SBCC) on improved nutrition and sanitation practices through SHGs were conducted and initial assessments suggest improvement in nutrition indicators. The project proactively leveraged its massive outreach and institutional presence to facilitate a strong and rapid community-level response to the COVID-19 pandemic. It supported outreach and awareness generation campaigns on COVID-19 prevention, care, and vaccination and facilitated vaccination of over 7.5 million SHG members and their families. 6. Impact of COVID-19 on project implementation and beneficiaries: The JEEViKA project team and BTDP implementation was severely impacted during the two waves of the COVID-19 pandemic. While the nationwide lockdown disrupted community outreach activities, a significant number of project staff at State, District, and Block levels were also directly impacted by COVID-19. A situation analysis conducted by the project during April- May 2021 covering 2131 households across 16 districts of Bihar, showed the adverse impacts of COVID-19 on SHG members and their livelihoods. Some of the key socio-economic findings from the survey are summarized below: a. Impact on HH incomes: 79.2% of HHs reported either a drop in income earned or a loss of source of income. Almost 71% of HHs utilized their savings to cope with the loss of income. b. Financial assistance: Only 5.4% of households reported taking loans from SHGs during the months of April- May 2021. c. Drastic reduction in group activities and financial intermediation: There was a complete stop of group activities at all levels following the announcement of the nationwide lockdown. This is estimated to have resulted in a loss of savings of approximately USD 8 million for SHG members. Additionally, with limited business activities and moratoriums on SHG loans, USD 16.2 million of additional interest is estimated to have accrued on outstanding loans. d. Market downturns in Farm and Livestock: Both farm and livestock sectors were significantly affected. The organized maize market of Northern Bihar saw diminished buying from large institutional buyers, thereby adversely affecting turnover of project promoted FPOs and lower price realization for small farmers. There was a crash in demand for poultry products, which impacted operations of poultry enterprises. 7. Rationale for Restructuring: A restructuring of the project is proposed in light of the socio-economic impacts of the COVID-19 pandemic in rural Bihar. The restructuring will also incorporate key recommendations from the mid-term review (MTR) conducted between July 26 - September 15, 2019, and the subsequent (virtual) implementation support mission concluded on June 3, 2020. The two elements of the project restructuring are discussed below: 8. First, the Government of Bihar (GoB) has taken a policy decision to utilize USD 14.7 million accrued as exchange rate savings towards post-COVID socio-economic recovery interventions to mitigate COVID-19 impacts on rural women through community institutions. This decision was communicated to the Department of Economic Affairs The World Bank Bihar Transformative Development Project (P159576) (DEA) during the Tripartite Portfolio Review Meetings (TPRM) held on June 16, 2020. The DEA endorsed this decision in the TPRM (refer TPRM meeting minutes: F. No. 1/2/2017-FB.VII. Dated: July 23, 2020) and requested JEEViKA, GoB to send a formal communication with approval from the State Finance Department, GoB. 9. Second, the MTR of the project completed between July 26 - September 15, 2019, and the post mid-term strategic plans finalized during the subsequent (virtual) implementation support virtual mission concluded on June 3, 2020, recommended important changes to the project’s results framework. Given the adverse impacts of COVID-19 on livelihoods in rural Bihar, the mission recommended retaining the end-term target of PDO-1 at 10 percent instead of 20 percent, dropping of one IRI, and inclusion of five new IRIs. 10. The submission of the restructuring proposal by the project was delayed largely on account of the COVID-19 situation including the associated national and state lockdowns as well as impacts on the project team. The 6th implementation support mission held between September 27-30, 2021, underlined the need to complete the project restructuring at the earliest and recommended that the project submit the mutually agreed restructuring proposal to DEA immediately for further processing. 11. The proposed restructuring is aligned with the overall Project Development Objective of diversification of income sources and improved household nutrition and sanitation. In addition, the restructuring will facilitate utilization of exchange rate gains necessary to sustain and facilitate recovery of gains made during the project. II. DESCRIPTION OF PROPOSED CHANGES A. Revision of Project Activities 12. The components and key activities proposed under the project remain unchanged. The exchange rate savings will be utilized under Component 1 of the project (Community Institutional Development) and will focus on mitigating COVID-19 impacts on rural women by strengthening capacities of community institutions. 13. Rationale for utilizing exchange rate savings under Component 1 - Community Institutional Development: This component finances the mobilization and capacity building of women-only SHGs, their federations, and producer organizations (POs). These community institutions played a vital role in mitigating the impacts of COVID-19 on rural households in project areas. The institutions led the on-ground, last mile implementation of the project’s mandate on comprehensive COVID-19 response actions including building awareness of COVID protocols among rural communities, collective procurement of food grains to support the food security needs of rural HHs during lockdown, mass production of facemasks, and facilitating vaccination of 7.5 million community members. The World Bank Bihar Transformative Development Project (P159576) 14. Building on these experiences, the exchange rate savings amounting to tune USD 14.7 million will be used to establish a “One Stop Community Kiosk (OSCK)” at 450 CLFs to lead COVID-19 emergency response actions. The project also plans to strengthen the capacities of community institutions for convergence with other government line departments and welfare schemes to support post-pandemic health and economic recovery among community members. 15. The table below summarizes the project’s plan for utilization of exchange rate savings under component 1: SI. Project Proposed Physical Financial Alignment with PDO No. Component Intervention Target Requirement (USD Million) 1 Component One stop 450 CLFs 12.50 The proposed interventions are 1: community kiosk for fully aligned with the project’s Community COVID-19 PDO and reflect the role of Institutional emergency response community institutions in 2 Development Capacity building of 450 CLFs 2.20 delivering on project outcomes. the community institutions and Further, the proposed cadre for interventions build on the convergence COVID-19 response delivered by these institutions and are expected to support sustainability and resilience of these organizations beyond the project. Progress on this component will be captured through a new IRI: IRI 22 (new): 70% of 2-year-old Cluster Level Federations that have achieved quality parameters (“A” grade) as per agreed standards / rating systems (70%) 16. One stop community kiosk for COVID-19 emergency response: The OSCK is envisaged as a technology-enabled service centre positioned at CLF-level that will deliver services and entitlements across a broad range of health The World Bank Bihar Transformative Development Project (P159576) and economic recovery facilitation services. The project will invest in establishing OSCKs at 450 CLFs to foster convergence with existing COVID response government schemes and address last-mile service delivery issues through innovative digital interfaces and solutions. Some of the key activities associated with establishing OSCKs at the CLF level with digital connectivity include: (i) establishing convergence and system integration between various government departments to provide better access to entitlements and schemes to mitigate COVID-19 impact on rural communities; (ii) identifying and linking eligible beneficiaries with existing government schemes; and (iii) provide psycho-social support to the required families. Some of the major initiatives that will be supported by the OSCK will include: a. Telemedicine and psycho-social support to rural households: The project will establish a tele-medicine unit to provide online medical support to both project staff and community members. The project will also conduct virtual psycho-social counselling sessions for community members and project staff affected by the COVID-19. b. Facilitate the economic recovery of distressed enterprises: OSCKs will facilitate the business development services and linkages with existing financing options to the distressed rural enterprises. 17. Capacity building of the community institutions and cadre for convergence: Women’s SHGs and their federations promoted under the project facilitated a strong and rapid community-level response during the two waves COVID-19. In addition to leading community-level COVID response actions and providing livelihood services to communities, the strong network of community institutions is ideally situated to facilitate last-mile access to services related to health, nutrition and sanitation and entitlements like social security pensions, food security and wage employment etc. These services and entitlements will mitigate the impacts of COVID-19 on rural HHs and lead health and economic recovery among them. Additionally, ccommunity institutions and cadres will act as an interface between citizens' needs/demands and suppliers of crucial services. To deliver on this vision, there is need to further build capacities of the existing community institutions and the cadre. Therefore, the project will invest in training of community institutions, community professionals, project staff, and field functionaries to provide these outreach, enrollment, and facilitation services through OSCKs. B. Revision in Results Framework 18. The reporting on PDO indicators based on the mid-term evaluation completed in 2020 indicated strong performance of the project. Detailed consultations have been held with the project team on MTR results to finalize the post mid-term strategic direction of the program as well as associated updates to the result framework. Additional analysis was carried out using the mid-term data which has helped identify improvements in formulation of results indicators, data collection needed for reporting, and methods for analysis. The COVID- 19 pandemic coincided with this strategic milestone for the project and has been factored into the consultations on the post mid-term plan. Proposed changes to the result framework and rationale for the changes are detailed in table below: The World Bank Bihar Transformative Development Project (P159576) Indicators Definition Proposed Change & Rationale PDO 1: % of SHG This indicator captures the Proposed change: Change end-term households that have at diversification of the income that target to 10% from 20% least one additional source shall take place at the household Rationale: At mid-term, 34% SHG of income. level during the project period. The households reported having added one mid-term and end-term survey shall or more new income-generating measure the proportion of activities to their income sources. households that report one or more More than 86% of SHG households additional sources of income were found to be engaging in at least 2 compared to the baseline. income-generating activities. During the MTR and subsequent technical review mission held on June 3, 2020, an end-term target of 10% was recommended (instead of the original end value of 20%). The justification for this is that the level of diversification is already high and further diversification is not necessarily a desirable outcome. Also, further diversification in a post COVID economy is unlikely since rural households might tend to be more risk- averse and consolidate efforts in improving current activities to manage emerging economic constraints. IRI 8: Number of targeted The indicator captures those Proposed change: Drop this indicator non-farm enterprises/ enterprises (both individual and and replace it with 2 new indicators non-farm producer group) as well as producer Rationale: During the MTR it was organizations reporting organizations in the nonfarm sector noted that robust system to track 20% increase in revenue that are being supported by the business revenue was not in place. after 2 years of support project. Revenue will be reported Given the complexities involved with from the project only after 2 years of their establishing a tracking system at this establishment. Baseline is zero, and stage in the project cycle (specially to the indicator will be tracked arrive at impacts on changes in monthly through project MIS revenues realized by enterprises supported by the project), it was decided to have replace this indicator The World Bank Bihar Transformative Development Project (P159576) with two complementary indicators (IRI 17 and IRI 18). IRI 17 (new): Number This indicator measures the number Proposed change: Include this new women-owned/women- of women-owned/women-led indicator to replace IRI 8. led enterprises (individual individual and group enterprise that Rationale: Given the issues related and collective) supported will be supported (technical or with tracking of the original IRI-8 through the project financial) under the project. This discussed above, a new indicator to indicator will be tracked monthly (750 enterprises) capture the number of enterprises through the project MIS. supported by the project will be introduced. IRI 18 (new): Digital This indicator measures the number Proposed change: Include this new enterprise performance of enterprises that will be tracked indicator to replace IRI8 tracking system rolled out under a digital enterprise Rationale: Given the issues related to enterprises supported performance system. with tracking of the original IRI-8 by the project discussed above, a new indicator to (750 Enterprises) capture the number of enterprises tracked under a digital enterprise performance system has been introduced. IRI 20 (new): Total value of This indicator will measure the total Proposed change: Include a new digital financial volume of digital financial indicator transactions facilitated transactions facilitated through Rationale: During the MTR, it was through project alternate banking channels; decided to capture emerging priorities interventions specifically, female banking of the project related to the provision correspondents supported by the (475 USD millions) of digital financial services through project. This indicator will be alternate banking channels (business tracked monthly thought project correspondents). MIS. IRI 21 (new): Financial This indicator will measure the Proposed change: Introduce this new resources leveraged by the volume/amount of financial indicator project through resources leveraged by the project Rationale: During the MTR, it was convergence with through convergence with decided to capture emerging priorities government programs (250 government programs. of the project related to leveraging USD millions) higher resources through convergence with government programs. The World Bank Bihar Transformative Development Project (P159576) IRI 22 (new): 70% of 2-year- This indicator will measure the Proposed change: Include this new old Cluster Level number of 2-year-old Cluster Level indicator Federations that have Federations supported by the Rationale: During the MTR, it was achieved quality project that have achieved “A” decided and agreed to capture the parameters (“A” grade) as grade as per quality parameters emerging priorities of the project per agreed standards / defined by the project and task related to the development of high- rating systems (70%) team. This will be captured by the quality model CLFs. This is also an project team monthly using MIS important part of the additional efforts and process studies. the project will make towards addressing social and economic effects of COVID-19. The new indicator will capture these additional efforts of the project. C. Proposed Changes to Project Costs: 19. The overall project cost remains unchanged at an approved USD 290 million and there is no change in the reimbursement category for the project. III. SUMMARY OF CHANGES Changed Not Changed Results Framework ✔ Implementing Agency ✔ DDO Status ✔ Project's Development Objectives ✔ PBCs ✔ Components and Cost ✔ Loan Closing Date(s) ✔ Cancellations Proposed ✔ Reallocation between Disbursement Categories ✔ Disbursements Arrangements ✔ The World Bank Bihar Transformative Development Project (P159576) Disbursement Estimates ✔ Overall Risk Rating ✔ Safeguard Policies Triggered ✔ EA category ✔ Legal Covenants ✔ Institutional Arrangements ✔ Financial Management ✔ Procurement ✔ Implementation Schedule ✔ Other Change(s) ✔ Economic and Financial Analysis ✔ Technical Analysis ✔ Social Analysis ✔ Environmental Analysis ✔ IV. DETAILED CHANGE(S) . The World Bank Bihar Transformative Development Project (P159576) . Results framework COUNTRY: India Bihar Transformative Development Project Project Development Objectives(s) The PDO is to diversify and enhance household-level incomes and improve access to and use of nutrition and sanitation services among targeted households. Project Development Objective Indicators by Objectives/ Outcomes RESULT_FRAME_TBL_PDO Indicator Name PBC Baseline Intermediate Targets End Target 1 2 3 4 5 6 Community Institutional Development Direct project 0.00 1,000,000.00 2,000,000.00 3,000,000.00 4,000,000.00 5,000,000.00 5,000,000.00 5,000,000.00 beneficiaries (Number) Female beneficiaries 0.00 90.00 90.00 90.00 90.00 90.00 90.00 90.00 (Percentage) % of women from SC/ST households mobilized 0.00 20.00 40.00 50.00 60.00 70.00 70.00 70.00 into SHGs in the project blocks (Percentage) Community Investment Funds % of SHG households that have at least one 0.00 10.00 10.00 10.00 additional source of income (Percentage) The World Bank Bihar Transformative Development Project (P159576) RESULT_FRAME_TBL_PDO Indicator Name PBC Baseline Intermediate Targets End Target 1 2 3 4 5 6 Rationale: At mid-term, 34% SHG households reported having added one or more new income-generating activities to their income sources. More than 86% of SHG households were found to be engaging in at least 2 income-generating activities. During the MTR and subsequent technical review mission held on June 3, 2020, Action: This indicator has an end-term target of 10% was recommended (instead of the original end value of 20%). The justification for this is that the level of diversification is already high been Revised and further diversification is not necessarily a desirable outcome. Also, further diversification in a post COVID economy is unlikely since rural households might tend to be more risk-averse and consolidate efforts in improving current activities to manage emerging economic constraints. % of SHG households that have increased their 0.00 15.00 30.00 30.00 incomes by at least 30% (Percentage) Access to Nutrition and Sanitation Services % Increase in children aged 6-23 months with minimum dietary 8.00 10.00 20.00 20.00 diversity among the targeted SHG members (Percentage) Reduction in prevalence of open defecation among the targeted SHG 0.00 50,000.00 100,000.00 200,000.00 300,000.00 400,000.00 500,000.00 500,000.00 members (number) (Number) PDO Table SPACE The World Bank Bihar Transformative Development Project (P159576) Intermediate Results Indicators by Components RESULT_FRAME_TBL_IO Indicator Name PBC Baseline Intermediate Targets End Target 1 2 3 4 5 6 Access to Nutrition and Sanitation Services Number of SHG members reached by project 0.00 150,000.00 300,000.00 500,000.00 700,000.00 1,000,000.00 1,200,000.00 1,200,000.00 nutrition and sanitation BCC services (Number) % Increase of targeted SHG women that report 9.00 10.00 20.00 20.00 minimum dietary diversity (Percentage) Number of targeted SHG members that have access to the support 0.00 50,000.00 125,000.00 225,000.00 325,000.00 375,000.00 400,000.00 400,000.00 from SBM program (Number) Innovations, Partnerships and Technical Assistance Number of Partnerships 0.00 3.00 5.00 10.00 15.00 15.00 15.00 15.00 (Number) Community Institutional Development Number of SHGs supported through the 0.00 200,000.00 300,000.00 400,000.00 450,000.00 450,000.00 450,000.00 450,000.00 project (Number) % of SHGs that have been federated into Village 0.00 30.00 50.00 60.00 70.00 80.00 80.00 80.00 Organizations (Percentage) The World Bank Bihar Transformative Development Project (P159576) RESULT_FRAME_TBL_IO Indicator Name PBC Baseline Intermediate Targets End Target 1 2 3 4 5 6 Number of Small and marginal producers organized into Producer 0.00 100,000.00 200,000.00 200,000.00 500,000.00 500,000.00 500,000.00 500,000.00 Organizations (PGs/PCs) (Number) 70% of 2-year-old Cluster Level Federations that have achieved quality parameters (“A” grade) 0.00 70.00 as per agreed standards/rating systems (Percentage) Rationale: During the MTR, it was decided and agreed to capture the emerging priorities of the project related to the development of high-quality model CLFs. This is also an Action: This indicator is important part of the additional efforts the project will make towards addressing social and economic effects of COVID-19. The new indicator will capture these New additional efforts of the project. Community Investment Funds Cumulative savings mobilized by the SHGs 0.00 3,000,000.00 7,000,000.00 12,000,000.00 18,000,000.00 25,000,000.00 35,000,000.00 35,000,000.00 (USD) (Amount(USD)) Cummulative credit mobilized from formal financial institutions 0.00 70,000,000.00 220,000,000.00 350,000,000.00 500,000,000.00 650,000,000.00 800,000,000.00 800,000,000.00 through project support (USD) (Amount(USD)) The World Bank Bihar Transformative Development Project (P159576) RESULT_FRAME_TBL_IO Indicator Name PBC Baseline Intermediate Targets End Target 1 2 3 4 5 6 Number of SHG members covered under Insurance 0.00 200,000.00 400,000.00 650,000.00 100,000.00 1,300,000.00 1,700,000.00 1,700,000.00 services (Number) Number of households that are part of value 0.00 75,000.00 160,000.00 340,000.00 500,000.00 500,000.00 500,000.00 500,000.00 chain interventions in the farm sector (Number) Number of targeted non- farm enterprises/ non- farm producer organizations reporting 20% increase in revenue 0.00 300.00 400.00 500.00 600.00 600.00 after 2 years of support from the project (Number, Custom) (Number) Action: This indicator has been Marked for Deletion Number of youth placed or self employed 0.00 5,000.00 10,000.00 25,000.00 40,000.00 50,000.00 50,000.00 50,000.00 (Number) Number of SHG members accessing JDY services 0.00 50,000.00 100,000.00 200,000.00 300,000.00 400,000.00 500,000.00 500,000.00 facilitated by the project. (Number) The World Bank Bihar Transformative Development Project (P159576) RESULT_FRAME_TBL_IO Indicator Name PBC Baseline Intermediate Targets End Target 1 2 3 4 5 6 Farmers reached with agricultural assets or 0.00 500,000.00 services (CRI, Number) Farmers reached with agricultural assets or 0.00 500,000.00 services - Female (CRI, Number) Number women- owned/women-led enterprises (individual 0.00 750.00 and collective) supported through the project (Number) Rationale: Action: This indicator is Given the issues related with tracking of the original IRI related to non-farm enterprises/non-farm producer organizations discussed in the restructuring paper, a New new indicator to capture the number of enterprises supported by the project has been introduced. Digital enterprise performance tracking system rolled out to 0.00 750.00 enterprises supported by the project (Number) Rationale: Action: This indicator is Given the issues related with tracking of the original IRI related to non-farm enterprises/non-farm producer organizations discussed in the restructuring paper, a New new indicator to capture the number of enterprises tracked under a digital enterprise performance system has been introduced. The World Bank Bihar Transformative Development Project (P159576) RESULT_FRAME_TBL_IO Indicator Name PBC Baseline Intermediate Targets End Target 1 2 3 4 5 6 Total value of digital financial transactions facilitated through 0.00 475.00 project interventions (Amount(USD)) Rationale: Action: This indicator is During the MTR, it was decided to capture emerging priorities of the project related to the provision of digital financial services through alternate banking New channels (business correspondents). Financial resources leveraged by the project through convergence 0.00 250.00 with government programs (Amount(USD)) Rationale: Action: This indicator is During the MTR, it was decided to capture emerging priorities of the project related to leveraging higher resources through convergence with government New programs. Project Management Project Monitoring, Evaluation and Learning No Yes (M,E&L) System rolled out (Yes/No) % of Complaints and grievances received by 0.00 20.00 30.00 40.00 50.00 60.00 60.00 60.00 the project that are recorded, addressed The World Bank Bihar Transformative Development Project (P159576) RESULT_FRAME_TBL_IO Indicator Name PBC Baseline Intermediate Targets End Target 1 2 3 4 5 6 satisfactorily and the actions documented through the established grievance redressal mechanism (Percentage) IO Table SPACE . The World Bank Bihar Transformative Development Project (P159576)