LOAN NUMBER 9632-IN Loan Agreement (Assam Resilient Rural Bridges Operation) between INDIA and INTERNATIONAL BANK FOR RECONSTRUCTION AND DEVELOPMENT LOAN AGREEMENT AGREEMENT dated as of the Signature Date between INDIA (“Borrower”) and INTERNATIONAL BANK FOR RECONSTRUCTION AND DEVELOPMENT (“Bank”). The Borrower and the Bank hereby agree as follows: ARTICLE I — GENERAL CONDITIONS; DEFINITIONS 1.01. The General Conditions (as defined in the Appendix to this Agreement) apply to and form part of this Agreement. 1.02. Unless the context requires otherwise, the capitalized terms used in this Agreement have the meanings ascribed to them in the General Conditions or in the Appendix to this Agreement. ARTICLE II — LOAN 2.01. The Bank agrees to lend to the Borrower the amount of four hundred and fifty two million Dollars ($452,000,000), as such amount may be converted from time to time through a Currency Conversion (“Loan”), to assist in financing: (a) the program described in Schedule 1 to this Agreement (“Program”); and (b) the project described in Schedule 1(B) to this Agreement (“Project”), (the Program and the Project hereinafter jointly referred to as the “Operation”). 2.02. The Borrower may withdraw the proceeds of the Loan in accordance with Section IV of Schedule 2 to this Agreement. All withdrawals from the Loan Account shall be deposited by the Bank into an account specified by the Borrower and acceptable to the Bank. 2.03. The Front-end Fee is one quarter of one percent (0.25%) of the Loan amount. 2.04. The Commitment Charge is one quarter of one percent (0.25%) per annum on the Unwithdrawn Loan Balance. 2.05. The interest rate is the Reference Rate plus the Variable Spread; or such rate as may apply following a Conversion; subject to Section 3.02(e) of the General Conditions. 2.06. The Payment Dates are February 15 and August 15 in each year. 2.07. The principal amount of the Loan shall be repaid in accordance with Schedule 3 to this Agreement. -2- ARTICLE III — PROGRAM 3.01. The Borrower declares its commitment to the objectives of the Operation. To this end, the Borrower shall cause the Operation to be carried out by the Implementing Entity in accordance with the provisions of Article V of the General Conditions, Schedule 2 to this Agreement and the Operation Agreement. ARTICLE IV — EFFECTIVENESS; TERMINATION 4.01. The Effectiveness Deadline is the date ninety (90) days after the Signature Date. ARTICLE V — REPRESENTATIVE; ADDRESSES 5.01. The Borrower’s Representative is any one of the following officials: Secretary, Additional Secretary, Joint Secretary, Director, Deputy Secretary, or Under Secretary of the Department of Economic Affairs in the Ministry of Finance of the Borrower. 5.02. For purposes of Section 10.01 of the General Conditions: (a) the Borrower’s address is: Secretary Department of Economic Affairs Ministry of Finance Government of India North Block New Delhi 110 001 India; and (b) the Borrower’s Electronic Address is: Facsimile: E-mail: +91-11-23094075 secy-dea@nic.in 5.03. For purposes of Section 10.01 of the General Conditions: (a) the Bank’s address is: International Bank for Reconstruction and Development 1818 H Street, N.W. Washington, D.C. 20433 United States of America; and (b) the Bank’s Electronic Address is: Telex: Facsimile: E-mail: 248423(MCI) or 1-202-477-6391 wbindia@worldbank.org 64145(MCI) -3- AGREED as of the Signature Date. INDIA By _____________________________________/s1/ Authorized Representative Alok Tiwari Name: __________________________/n1/ JS (FB), DEA Title: __________________________/t1/ 18-Sep-2024 Date: __________________________/d1/ INTERNATIONAL BANK FOR RECONSTRUCTION AND DEVELOPMENT By _____________________________________/s1/ Authorized Representative Auguste Tano Kouame Name: __________________________/n1/ Country Director Title: __________________________/t1/ 11-Sep-2024 Date: __________________________/d1/ -4- SCHEDULE 1 Operation Description The objective of the Operation is to build green, inclusive, and resilient connectivity in rural Assam and strengthen the Assam Public Works Roads Department’s roads and bridges management capability. The Operation comprises the Program and the Project. A. The Program consists of the following activities: Results Area 1: Strengthening management capability for roads and bridges Strengthening APWRD’s rural roads and bridges management wing to ensure the provision of resilient all-season connectivity and enhancing the performance of the state highways and major district roads administration to efficiently manage the Asom-mala program and operate highly trafficked roads and bridges based commercial principle, including: (i) modernizing the asset management and fiduciary systems, through the assignment of the core management team and the critical mass for the administration of the rural roads and bridges, as well as the state highways and major district roads; (ii) addressing environmental and social key policy gaps, strengthen monitoring and evaluation systems for evidence-based real time monitoring and reporting, and improve work environment safety; (iii) supporting the design of a gender-informed human resources strategy for APWRD that aims to improve women’s presence retention and career advancement in technical employment opportunities including on-site job roles; (iv) supporting the hiring and career advancement of women professionals in technical fields, such as bridge design, construction and maintenance; and (v) strengthening the capacity of APWRD’s internal complaints committee, including linkages with gender-based violence service providers for ensuring workplace safety for women employees and laborers. Results Area 2: Enhancing the resilience of bridges and rural communities Enhancing the resilience of bridges and rural communities in the State of Assam that are affected by climate vulnerability to flooding and to geohazard risks, through: (i) building of the framework to enhance the resilience of bridges; and (ii) the design of the bridge preservation plan (sustainability plan) which will inform the budgetary process and enable the allocation of adequate funding for routine and preventive maintenance of bridges. Results Area 3: Inclusive and resilient connectivity to rural communities, and relief during disaster events Supporting inclusive development by connecting the direct beneficiaries of rural population to remunerative markets and to off-farm employment, while also providing access to educational and health facilities for women in-labor, children, and the elderly, as well as relief during a disaster event, through: (i) the replacement of timber bridges, rehabilitation of deteriorated bridges, and clearance of the maintenance backlog; and (ii) the promotion of use of electric vehicles and provision of green rural freight and public transportation services. -5- B. The Project consists of the following activities: Provision of technical assistance to support: (a) the preparation of the Program rural bridges investment and management of Program implementation, including preparation of the Detailed Project Report, hiring of construction supervision consultants, design of transport hub, including development of integrated rural transport and logistics plan, implementation of the grievance redress mechanism, preparation of a gender action plan, and environmental and social impact management; (b) Program management, including, inter alia: (i) the carrying out of studies, and the upgrading of APWRD’s road asset management system; (ii) compliance and Program execution monitoring, including independent community monitoring; (iii) engagement of the Independent Verification Agent; (iv) the hiring of the Program Management Consultant, technical audit consultant and individual consultants; (v) the carrying out of an impact evaluation, training, road financing strategy, systems upgrading and development; and (vi) financing of administrative, legal and operating expenses in connection with the implementation of the Operation. (c) the strengthening of the Assam Road Research and Training Institute center of excellence, including the development of training material, the delivering of induction training and short-term courses, and carrying out of research. -6- SCHEDULE 2 Operation Execution Section I. Implementation Arrangements A. Financial Arrangements 1. To facilitate the carrying out of the Program by the Implementing Entity, the Borrower shall make the proceeds of the Loan available to the Implementing Entity in accordance with the Borrower’s standard arrangements for developmental assistance to the states of India. Notwithstanding the foregoing, in the event that any provision of this Agreement, including the instructions that the Bank shall have specified by notice to the Borrower pursuant to Section IV.A of this Schedule 2, were to be found inconsistent with the Borrower’s standard arrangements for development assistance to the states of India, the provisions of this Agreement and aforesaid instructions shall govern. 2. The Borrower shall at all times protect its own interests and the interests of the Bank to accomplish the purposes of the Loan. B. Program Action Plan The Borrower shall cause the Implementing Entity to carry out the Program Action Plan in accordance with the timeline included in such Program Action Plan (“PAP”) and in a manner satisfactory to the Bank. Section II. Excluded Activities The Borrower shall ensure that the Program excludes any activities which: A. in the opinion of the Bank, are likely to have significant adverse impacts that are sensitive, diverse, or unprecedented on the environment and/or affected people; or B. involve the procurement of: (1) works, estimated to cost $75,000,000 equivalent or more per contract; (2) goods, estimated to cost $50,000,000 equivalent or more per contract; (3) non-consulting services, estimated to cost $50,000,000 equivalent or more per contract; or (4) consulting services, estimated to cost $20,000,000 equivalent or more per contract. Section III. Operation Monitoring, Reporting and Evaluation The Borrower shall furnish to the Bank each Program Report and Project Report not later than forty-five (45) days after the end of each calendar semester, covering the calendar semester. -7- Section IV. Withdrawal of Loan Proceeds A. General 1. Without limitation upon the provisions of Article II of the General Conditions and in accordance with the Disbursement and Financial Information Letter, the Borrower may withdraw the proceeds of the Loan to: (a) with respect to the Program, finance Program Expenditures (inclusive of Taxes), on the basis of the results (“Disbursement Linked Results” or “DLRs”) achieved by the Implementing Entity, as measured against spe cific indicators (“Disbursement Linked Indicators” or “DLIs”), all as set forth in Schedule 4 to this Agreement and in the table in paragraph 2 of this Part A; (b) with respect to the Project, finance Eligible Expenditures in the amount allocated and, if applicable, up to the percentage set forth against Category (9) of the table in paragraph 2 of this Part A; and (c) pay: (i) the Front-end Fee; and (ii) pay each Interest Rate Cap or Interest Rate Collar premium as set forth in Categories (7) and (8) of the table of this Part A. 2. The following table specifies each category of withdrawal of the proceeds of the Loan (including the Disbursement Linked Indicators as applicable) (“Category”), the Disbursement Linked Results for each Category (as applicable), and the allocation of the amounts of the Loan to each Category: Category Amount of the Loan Percentage of (including Disbursement Allocated Expenditures to Linked Indicator as (expressed in USD) be financed applicable) (inclusive of Taxes) (1) DLI #1: Environmental and Social Policy – 4,800,000 N/A Indigenous People Policy (“ESP-IPP”) adopted and compliance enhanced (2) DLI #2: Digital and standardized contract and 9,600,000 N/A fiduciary management systems upgraded and medium term budgeting framework prepared (3) DLI #3: Reform the business process and 9,600,000 N/A operationalize APWRD to improve performance (4) DLI #4: Develop and adopt Framework 14,400,000 N/A Instruments increasing the stock of bridges in good and resilient condition (5) DLI #5: Electric Vehicle Policy updated to enhance 3,070,000 N/A rural e- mobility by the -8- Department of Transport (DoT) & Green Rural Freight and Public Transportation Hubs established (6) DLI #6: 1,629 meters of bridges maintained 1,560,000 N/A (7) DLI #7: 2,169 meters of bridges widened 9,380,000 N/A (8) DLI #8: Resilience condition of 42,416 meters of 371,875,000 N/A temporary, collapsed/washed out, distressed and new bridges improved (9) Goods, non-consulting services, consulting services, 26,585,000 80% Training and Incremental Operating Costs for the Project (10) Front-end Fee to be paid pursuant to Section 2.03 of 1,130,000 this Agreement in accordance with Section 2.05 (b) of the General Conditions (11) Interest Rate Cap or Interest Rate Collar premium 0 to be paid pursuant to Section 4.05 (c) of the General Conditions TOTAL AMOUNT 452,000,000 B. Withdrawal Conditions; Withdrawal Period 1. Notwithstanding the provisions of Part A of this Section, no withdrawal shall be made: (a) on the basis of DLRs achieved prior to the Signature Date, except that withdrawals up to an aggregate amount not to exceed $2,800,000 may be made on the basis of DLRs achieved prior to this date but on or after March 1, 2023; (b) for any DLR under Categories (1) to (8), until and unless the Borrower has furnished evidence satisfactory to the Bank that said DLR has been achieved; and (c) under Category (9) for payments made prior to the Signature Date except that withdrawals up to an aggregate amount not to exceed $5,200,000 may be made for payments made prior to this date but on or after March 1, 2023, for Eligible Expenditures under Category (9). -9- 2. Notwithstanding the provisions of Part B.1(b) of this Section, if any of the DLRs under Categories (1) to (8) has not been achieved by the date by which the said DLR is set to be achieved (or such later date as the Bank has established by notice to the Borrower), the Bank may, by notice to the Borrower: (a) authorize the withdrawal of such lesser amount of the unwithdrawn proceeds of the Loan then allocated to said Category which, in the opinion of the Bank, corresponds to the extent of achievement of said DLR, said lesser amount to be calculated in accordance with the formula set out in Schedule 4 to this Agreement; (b) reallocate all or a portion of the proceeds of the Loan then allocated to said DLR to any other DLR; and/or (c) cancel all or a portion of the proceeds of the Loan then allocated to said DLR. 4. The Closing Date is June 28, 2030. -10- SCHEDULE 3 Commitment-Linked Amortization Repayment Schedule The following table sets forth the Principal Payment Dates of the Loan and the percentage of the total principal amount of the Loan payable on each Principal Payment Date (“Installment Share”). Level Principal Repayments Principal Payment Date Installment Share On each February 15 and August 15 Beginning February 15, 2029 3.45% through August 15, 2042 On February 15, 2043 3.40% SCHEDULE 4 Disbursement-Linked Indicators (“DLIs”) and Disbursement Linked Results (“DLRs”) applicable to the Program for the Disbursement of the Funds Allocated to a Category* Disbursement Linked Results (DLRs) Disbursement Linked FY 2025 FY 2026 FY 2027 FY 2028 FY 2029 FY 2030 Indicator (DLI) FY 2024 (Year 0) (Year 1) (Year 2) (Year 3) (Year 4) (Year 5) (Year 6) DLI # 1: 1.1: ESP-IPP and 1.2: Digital 1.3: Compliance of Environmental and RPF has been compliance E&S requirements has Social Policy – adopted and E&S monitoring and been reported through Indigenous People management unit reporting system issuance of first single Policy (“ESP-IPP”) has been for E&S has been report and Resettlement established developed Policy Framework (“RPF”) adopted and compliance enhanced Amount Amount Amount Allocated: Allocated: Allocated: USD 1,000,000 USD 2,800,000 USD 1,000,000 Formula: Formula: Formula: N/A N/A N/A DLI 2: Digital and 2.1 (a): APWRD 2.2 (a): APWRD has 2.3 (a): 2.4: APWRD has standardized contract has imparted imparted training to an APWRD has rolled- developed a and fiduciary training to 50 additional 50 officials out a web-based medium-term management systems officials dealing dealing with audit tracking ICT expenditure upgraded and medium with procurement procurement and application; and framework for roads term budgeting and contract contract management; reactivated the and bridges framework prepared management; departmental audit 2.2 (b): APWRD has: committee; 2.1 (b): APWRD (i) updated and -12- Disbursement Linked Results (DLRs) Disbursement Linked FY 2025 FY 2026 FY 2027 FY 2028 FY 2029 FY 2030 Indicator (DLI) FY 2024 (Year 0) (Year 1) (Year 2) (Year 3) (Year 4) (Year 5) (Year 6) has published the notified the PWD 2.3 (b): Key books annual Manual and Code in and records have procurement plan line with the been processed on its website after provisions of the through the e-Portal budget approval. Assam Procurement of APWRD by all of Act and Rules; and (ii) its divisions. developed and notified for implementation a Project and Contract Management Manual Amount Amount Allocated: Amount Allocated: Amount Allocated: Allocated: 2.1(a) 2.2(a) USD 1,000,000 2.3(a) USD USD 1,000,000 USD 1,000,000 2,000,000 2.1(b) USD 2.2(b) USD 1,600,000 1,000,000 2.3(b) USD 2,000,000 Formula: Formula: Formula: Formula: N/A N/A N/A N/A DLI 3: Reform the 3.1: Business process business process and reform of APWRD to operationalize improve its APWRD to improve performance has been performance approved; and 3.2: Core management team and critical mass (60 % of staff) APWRD has been assigned Amount Allocated: USD 9,600,000 -13- Disbursement Linked Results (DLRs) Disbursement Linked FY 2025 FY 2026 FY 2027 FY 2028 FY 2029 FY 2030 Indicator (DLI) FY 2024 (Year 0) (Year 1) (Year 2) (Year 3) (Year 4) (Year 5) (Year 6) Formula: N/A DLI # 4: Develop and 4.1: Framework 4.3: Maintenance adopt Framework Instruments to increase budget requirement Instruments increasing the stock of bridges in proposed by the the stock of bridges in good and resilient BASP for Program good and resilient condition have been bridges for year 3 condition developed has been allocated 4.2: Bridge Asset by the Department of Sustainability Plan Finance and (“BASP”) has been recorded in the developed budget book Amount Allocated: Amount Allocated: USD 10,000,000 USD 4,400,000 Formula: 4.1: USD Formula: 5,000,000 N/A 4.2: USD 5,000,000 DLI #5: Electric 5.1 Electric Vehicle 5.2 One or more vehicle policy updated Policy has been Green Rural Freight to enhance rural e- adopted by DoT & Public Transport mobility by Assam’s Hubs have been Department of completed (up to a Transport (“DoT”) & maximum of 4) Green Rural Freight and Public Amount Allocated: Amount Allocated: Transportation Hubs 5.1 USD 800,000 5.1 USD 2,270,000 established Formula: 5.2: USD 560,000 per each Green Rural -14- Disbursement Linked Results (DLRs) Disbursement Linked FY 2025 FY 2026 FY 2027 FY 2028 FY 2029 FY 2030 Indicator (DLI) FY 2024 (Year 0) (Year 1) (Year 2) (Year 3) (Year 4) (Year 5) (Year 6) Freight & Public Transport Hub completed DLI #6: 1,629 meters 6.1: 264 meters of 6.2: 880 meters of 6.3: 485 meters of of bridges maintained bridges maintained bridges maintained bridges maintained Amount Amount Allocated: Amount Allocated: Allocated: 6.1: 6.2: USD 850,000 6.2: USD 460,000 USD 250,000 Formula: Formula: Formula: USD 956.98 per USD 956.98 per each USD 956.98 per each meter of meter of bridges each meter of bridges maintained maintained with a bridges maintained with a minimum of minimum of one with a minimum of one bridge bridge maintenance one bridge maintenance completed maintenance completed completed DLI #7: 2,169 meters 7.1: 105 meters of 7.2: 270 meters of 7.3: 550 meters of 7.4: 500 meters of 7.5: 440 meters of 7.6: 304 meters of of bridges widened bridges widened bridges widened bridges widened bridges widened bridges widened bridges widened Amount Amount Allocated: Amount Allocated: Amount Allocated: Amount Allocated: Amount Allocated: Allocated: USD 1,170,000 USD 2,380,000 USD 2,160,000 USD 1,900,000 USD 1,320,000 USD 450,000 Formula: Formula: Formula: Formula Formula: Formula USD 4,326.51 per USD 4,326.51 per USD 4,326.51 per USD 4,326.51 per USD 4,326.51 per USD 4,326.51 per meter of completed meter of completed meter of completed meter of completed meter of completed meter of completed bridges with a bridges with a bridges with a bridges with a bridges with a bridges with a minimum of one minimum of one minimum of one minimum of one minimum of one minimum of one bridge widened bridge widened bridge widened bridge widened bridge widened bridge widened DLI #8: Resilience 8.1 (a): 2,681 meters 8.2 (a): 3,948 meters 8.3 (a): 4,066 meters 8.4 (a): 4,714 meters 8.5 (a): 5,655 meters condition of 42,416 of temporary, of temporary, of temporary, of temporary, of temporary, meters of temporary, collapsed/washed out collapsed/washed collapsed/washed collapsed/washed out collapsed/washed out collapsed/washed out, and distressed bridges out and distressed out and distressed and distressed bridges and distressed bridges distressed and new replaced bridges replaced bridges replaced replaced replaced bridges improved 8.1 (b): 3,150 meters 8.2 (b): 4,960 meters 8.3 (b): 5,670 meters of new bridges of new bridges of new bridges 8.4 (b): 4,410 meters 8.5 (b): 801 meters of constructed constructed constructed of new bridges new bridges constructed constructed -15- Disbursement Linked Results (DLRs) Disbursement Linked FY 2025 FY 2026 FY 2027 FY 2028 FY 2029 FY 2030 Indicator (DLI) FY 2024 (Year 0) (Year 1) (Year 2) (Year 3) (Year 4) (Year 5) (Year 6) Amount Allocated: Amount Allocated: Amount Allocated: Amount Allocated: Amount Allocated: USD 20,700,000 USD 102,920,000 USD 94,120,000 USD 88,760,000 USD 65,370,000 Formula: Formula: Formula: Formula: Formula: USD 8,767.27 per USD 8,767.27 per USD 8,767.27 per USD 8,767.27 per USD 8,767.27 per each meter as follows: each meter as each meter as each meter as follows: each meter as follows: (i) 10% of the cost of follows: (i) 10% of follows: (i) 10% of (i) (i) 10% of the cost (i) (i) 10% of the cost relevant bridge upon the cost of relevant the cost of relevant of relevant bridge of relevant bridge Mobilization of bridge upon bridge upon upon Mobilization of upon Mobilization of Construction Mobilization of Mobilization of Construction Construction Equipment; (ii) 30% of Construction Construction Equipment; (ii) 30% of Equipment; (ii) 30% of the cost of relevant Equipment; (ii) 30% Equipment; (ii) 30% the cost of relevant the cost of relevant bridge upon its of the cost of of the cost of bridge upon its bridge upon its completion up to Pile relevant bridge upon relevant bridge upon completion up to Pile completion up to Pile Cap Level; (iii) 30% its completion up to its completion up to Cap Level; (iii) 30% of Cap Level; (iii) 30% of the cost of relevant Pile Cap Level; (iii) Pile Cap Level; (iii) the cost of relevant of the cost of relevant bridge upon its 30% of the cost of 30% of the cost of bridge upon its bridge upon its completion up to relevant bridge upon relevant bridge upon completion up to completion up to Piers/Abutments Cap its completion up to its completion up to Piers/Abutments Cap Piers/Abutments Cap Level; and (iv) 30 % Piers/Abutments Cap Piers/Abutments Cap Level; and (iv) 30 % Level; and (iv) 30 % of the cost of the Level; and (iv) 30 % Level; and (iv) 30 % of the cost of the of the cost of the relevant bridge upon of the cost of the of the cost of the relevant bridge upon relevant bridge upon its full completion relevant bridge upon relevant bridge upon its full completion its full completion its full completion its full completion * The periods (Fiscal Years) in which DLRs are expected to be achieved as per this Schedule are for indicative purposes. Achievement of DLRs can be obtained earlier or later than said periods up and until the Closing Date; provided that if any DLR is met prior to the period in which such DLR is indicated for, the Borrower may, with prior agreement of the Bank, withdraw the amount corresponding to the extent of achievement of said DLR prior to that Fiscal Year indicated in this Schedule. APPENDIX Definitions 1. “Anti-corruption Guidelines” means, for purposes of paragraph 6 of the Appendix to the Program General Conditions, the Bank’s “Guidelines on Preventing and Combating Fraud and Corruption in Program-for-Results Financing,” dated February 1, 2012, and revised July 10, 2015; and for purposes of paragraph 6 of the Appendix to the Project General Conditions, the “Guidelines on Preventing and Combating Fraud and Corruption in Projects Financed by IBRD Loans and IDA Credits and Grants”, dated October 15, 2006 and revised in January 2011 and as of July 1, 2016. 2. “Anti-corruption Protocol” means the set of provisions acceptable to the Bank, developed by the Implementing Entity to support the implementation of the Program in a manner consistent with the Anti-corruption Guidelines. 3. “APWRD” means Assam Public Works Roads Department. 4. “Asom-mala program” is the Implementing Entity’s program to improve state highways and major district road network in Assam. 5. “Assam Road Research and Training Institute” means the institute established pursuant to Government of Assam Notification No. RBEB.82/2013/31, dated June 7, 2013. 6. “BASP” means Bridge Asset Sustainability Plan, a plan to be developed by APWRD for the routine and preventive maintenance of bridges. 7. “Category” means a category set forth in the table in Section IV.A.2 of Schedule 2 to this Agreement. 8. “Department of Finance” means APWRD’s department of finance. 9. “Detailed Project Report” means a report which shall, inter alia, set out the full details of the activities proposed to be carried out by the Implementing Agency for implementation of the Project, including detailed engineering drawings and designs, proposed order, sequence and method of working, procedures and processes undertaken and to be undertaken by Implementing Agency. 10. “Disbursement Linked Indicator” or “DLI” means in respect of a given Category, the indicator related to said Category as set forth in the table in Section IV.A.2 of Schedule 2 to this Agreement. 11. “Disbursement Linked Result” or “DLR” means in respect of a given Category, the result under said Category as set forth in the table in Section IV.A.2 of Schedule 2 to this Agreement, on the basis of the achievement of which, the amount of the Loan allocated to said result may be withdrawn in accordance with the provisions of said Section IV. 12. “DoT” means the State of Assam’s department of transport. -17- 13. “E&S” means environmental and social. 14. “Environmental and Social Commitment Plan” or “ESCP” or “ESCP” means the environmental and social commitment plan for the Project, dated November 24, 2023, as the same may be amended from time to time in accordance with the provisions thereof, which sets out the material measures and actions that the Borrower shall carry out or cause to be carried out to address the potential environmental and social risks and impacts of the Project, including the timeframes of the actions and measures, institutional, staffing, training, monitoring and reporting arrangements, and any environmental and social instruments to be prepared thereunder. 15. “Environmental and Social Policy – Indigenous People Policy (ESP-IPP)” means environmental and social policy and indigenous people policy, to be developed and adopted by APWRD. 16. “Environmental and Social Standards” or “ESSs” means, collectively: (i) “Environmental and Social Standard 1: Assessment and Management of Environmental and Social Risks and Impacts”; (ii) “Environmental and Social Standard 2: Labor and Working Conditions”; (iii) “Environmental and Social Standard 3: Resource Efficiency and Pollution Prevention and Management”; (iv) “Environmental and Social Standard 4: Community Health and Safety”; (v) “Environmental and Social Standard 5: Land Acquisition, Restrictions on Land Use and Involuntary Resettlement”; (vi) “Environmental and Social Standard 6: Biodiversity Conservation and Sustainable Management of Living Natural Resources”; (vii) “Environmental and Social Standard 7: Indigenous Peoples/Sub-Saharan African Historically Underserved Traditional Local Communities”; (viii) “Environmental and Social Standard 8: Cultural Heritage”; (ix) “Environmental and Social Standard 9: Financial Intermediaries”; (x) “Environmental and Social Standard 10: Stakeholder Engagement and Information Disclosure”; effective on October 1, 2018, as published by the Bank. 17. “Fiscal Year” or “FY” means the Borrower’s fiscal year, which begins on April 1 of each calendar year and ends on March 31 of the next calendar year. 18. “Framework Instruments” means the resilience enhancing framework instruments to be developed by APWRD, including: (i) climate resilient bridge design and construction manual; (ii) bio-engineering solutions manual; (iii) emergency warning system; and (iv) mainstream resilience audit guidelines in all design, construction and maintenance contracts. 19. “General Conditions” means, as the case may be, the Program General Conditions or the Project General Conditions. In cases where the same capitalized term has a different definition in the Program General Conditions and the Project General Conditions, the definition provided in the Program General Conditions shall apply if the term relates to the Program, whereas the definition provided in the Project General Conditions shall apply if the term relates to the Project, as the context may require. In other cases where the same capitalized term has a different definition in the Program General Conditions and the Project General Conditions, and the term is used in this Agreement to refer to the overall Operation, the term shall have the specific meaning ascribed to it in this Appendix. -18- 20. “Green Rural Freight & Public Transport Hub” means the green rural freight and public transportation hubs that will serve as aggregation point for agricultural and rural household textile, handicraft, and dairy produce, and bus/taxi stops, as further defined in the Operation Manual. 21. “ICT” means information and communication technology. 22. “Implementing Entity” or “State of Assam” or “Assam” means the Borrower’s State of Assam, which is also referred to as the Project Implementing Entity in connection with the Project and the Program Implementing Entity in connection with the Program in the General Conditions. 23. “Incremental Operating Costs” means the incremental expenditures for per diems, office rental, office supplies, utilities, conveyance, travel and boarding/lodging allowances, operation and maintenance of office equipment and information technology related equipment, hiring and maintenance of vehicles, advertising expenses and bank charges, insurance, media broadcastings, newspaper subscriptions, periodicals, and printing and stationery costs incurred by the Implementing Entity in connection with the management, coordination and implementation of the Project’s activities, which expenditures would not have been incurred absent the Project, but excluding salaries and salary top-ups of the Borrower’s and the Implementing Entity’s civil servants. 24. “Independent Verification Agent(s)” or “IVA(s)” means the independent entity to be engaged by the Implementing Entity for the purposes of certifying the achievement of the DLIs/DLRs as referred to in Section III.B.1 of the Schedule to the Program Agreement. 25. “Mobilization of Construction Equipment” means the mobilization of construction equipment to the respective construction site, as set forth and further defined in the Operation Manual. 26. “Operation Agreement” means the agreement between the Bank and the Imp lementing Entity, which is referred to as the Project Agreement in the Project General Conditions and the Program Agreement in the Program General Conditions. 27. “Operation Manual” means the manual referred to in Section D of the Schedule to the Operation Agreement, acceptable to the Bank, prepared by the Implementing Entity containing guidance and projections to support the implementation of the Operation, including the Program Action Plan, the Anti-corruption Guidelines Protocol, the Verification Protocol and the list of all bridges included in the Program; as well as guidance for the compliance with fiduciary, environmental, social, and other obligations for the implementation of the Operation. 28. “Operation Steering Committee” means the committee referred to in Section I.B.2 of the Schedule to the Operation Agreement. 29. “Operation” means, collectively, the Program and the Project. 30. “Personal Data” means any information relating to an identified or identifiable individual. An identifiable individual is one who can be identified by reasonable means, directly or indirectly, by reference to an attribute or combination of attributes within the data, or -19- combination of the data with other available information. Attributes that can be used to identify an identifiable individual include, but are not limited to, name, identification number, location data, online identifier, metadata and factors specific to the physical, physiological, genetic, mental, economic, cultural or social identity of an individual. 31. “Piers/Abutment Cap Level” means a concrete block that covers piers (columns)/abutments (concrete/masonry walls on both ends of a bridge) and pier cap makes piers function as one unit, as further defined in the Verification Protocol and Operation Manual. 32. “Pile Cap Level” means a concrete block that covers and makes piles function as one unit of a foundation, as further defined in the Verification Protocol and Operation Manual. 33. “PMC” means the management consulting firm referred to in Section I.B.5 of the Schedule to the Operation Agreement. 34. “PMU” means the unit referred to in Section I.B.4 of the Schedule to the Operation Agreement. 35. “Procurement Regulations” means, for purposes of paragraph 87 of the Appendix to the Project General Conditions, the “World Bank Procurement Regulations for IPF Borrowers”, dated September 2023. 36. “Program Action Plan” means the Borrower’s plan dated November 24, 2023 and referred to in Section I.B of Schedule 2 to this Agreement, as may be amended from time to time with the agreement of the Bank. 37. “Program Expenditure Framework” means the Program expenditures as defined in the Operation Manual. 38. “Program General Conditions” means the “International Bank for Reconstruction and Development General Conditions for IBRD Financing, Program-for-Results Financing”, dated December 14, 2018 (revised on August 1, 2020, December 21, 2020, April 1, 2021, and January 1, 2022). 39. “Program” means the program described in Part A of the Schedule 1 to this Agreement. 40. “Project General Conditions” means the “International Bank for Reconstruction and Development General Conditions for IBRD Financing, Investment Project Financing”, dated December 14, 2018 (revised on August 1, 2020, December 21, 2020, April 1, 2021, and January 1, 2022). 41. “Project” means the set of activities described in Part B of Schedule 1 to this Agreement. 42. “PWD Manual and Code” means the manual that defines and details the duties, scope and executive and organizational functions of selected officers of the Implementing Entity’s public works department. 43. “RPF” means Resettlement Policy Framework to be developed and adopted by APWRD. -20- 44. “Signature Date” means the later of the two dates on which the Borrower and the Bank signed this Agreement and such definition applies to all references to “the date of the Loan Agreement” in the General Conditions. 45. “Training” means the training, study tours, conferences and workshops conducted and/or attended by staff from the Implementing Entity and/or other stakeholders, in the territory of the Borrower or, subject to the Bank’s prior no objection, overseas, including the purchase and publication of materials, rental of facilities, course fees, and lodging, travel expenses and per diems for trainers and/or trainees. 46. “Verification Protocol” means the protocol for the verification of the achievement of the DLR by the Independent Verification Agent(s), acceptable to the Bank and included in the Operation Manual.