GRANT NUMBER E350-TD Financing Agreement (Adaptative and Productive Safety Nets Project) between REPUBLIC OF CHAD and INTERNATIONAL DEVELOPMENT ASSOCIATION FINANCING AGREEMENT AGREEMENT dated as of the Signature Date between REPUBLIC OF CHAD (“Recipient”) and INTERNATIONAL DEVELOPMENT ASSOCIATION (“Association”) for the purpose of assisting in financing the project described in Schedule 1 to this Agreement (“Project”). The Association has decided to provide this financing on the basis, among other things, of the existence of an adequate refugee protection framework. The Recipient and the Association hereby agree as follows: ARTICLE I — GENERAL CONDITIONS; DEFINITIONS 1.01. The General Conditions (as defined in the Appendix to this Agreement) apply to and form part of this Agreement. 1.02. Unless the context requires otherwise, the capitalized terms used in this Agreement have the meanings ascribed to them in the General Conditions or in the Appendix to this Agreement. ARTICLE II — FINANCING 2.01. The Association agrees to extend to the Recipient a grant, which is deemed as Concessional Financing for purposes of the General Conditions, in an amount equivalent to seventy-five million nine hundred thousand Special Drawing Rights (SDR 75,900,000) (“Financing”), to assist in financing the project described in Schedule 1 to this Agreement (“Project”). 2.02. The Recipient may withdraw the proceeds of the Financing in accordance with Section III of Schedule 2 to this Agreement. 2.03. The Maximum Commitment Charge Rate is one-half of one percent (1/2 of 1%) per annum on the Unwithdrawn Financing Balance. 2.04. The Payment Dates are June 15 and December 15 in each year. 2.05. The Payment Currency is Euro. ARTICLE III — PROJECT 3.01. The Recipient declares its commitment to the objectives of the Project. To this end, the Recipient shall carry out the Project in accordance with the provisions of Article V of the General Conditions and Schedule 2 to this Agreement. ARTICLE IV — EFFECTIVENESS; TERMINATION 4.01. The Additional Conditions of Effectiveness consist of the following: -2- (a) the Association is satisfied that the Recipient has an adequate refugee protection framework; (b) the Recipient has established a Project Implementation Unit in a manner, with resources, and with terms of reference satisfactory to the Association, including hiring a Project coordinator, a procurement specialist, and a financial management specialist; (c) the Recipient has prepared and adopted a Project Implementation Manual in form and manner satisfactory to the Association; and (d) the SASPP Grant Agreement has been executed and delivered and all conditions precedent to its effectiveness or to the right of the Recipient to make withdrawals under it (other than the effectiveness of this Agreement) have been fulfilled. 4.02 The Effectiveness Deadline is the date one hundred and twenty (120) days after the Signature Date. 4.03 For purposes of Section 10.05 (b) of the General Conditions, the date on which the obligations of the Recipient under this Agreement (other than those providing for payment obligations) shall terminate is twenty (20) years after the Signature Date. ARTICLE V — REPRESENTATIVE; ADDRESSES 5.01. The Recipient’s Representative is its minister in charge of finance, budget, economy and planning. 5.02. For purposes of Section 11.01 of the General Conditions: (a) the Recipient’s address is: Ministry of Finance, Budget, Economy and Planning PO Box 144 Avenue Rigobert Nelde N’Djamena Republic of Chad; and (b) the Recipient’s Electronic Address is: Facsimile: (+235) 22 52 72 40 -3- 5.03. For purposes of Section 11.01 of the General Conditions: (a) the Association’s address is: International Development Association 1818 H Street, N.W. Washington, D.C. 20433 United States of America; and (b) the Association’s Electronic Address is: Telex: Facsimile: 248423 (MCI) 1-202-477-6391 -4- AGREED as of the Signature Date. REPUBLIC OF CHAD By _____________________________________/s1/ Authorized Representative Tahir Hamid Nguilin Name: __________________________ /n1/ MEMFBEP Title: __________________________ /t1/ 22-Jul-2024 Date: __________________________/d1/ INTERNATIONAL DEVELOPMENT ASSOCIATION By _____________________________________/s2/ Authorized Representative Clara de Sousa Name: __________________________/n2/ CD Title: __________________________ /t2/ 22-Jul-2024 Date: __________________________/d2/ -5- SCHEDULE 1 Project Description The objectives of the Project are to increase access to social safety nets for poor and vulnerable populations and refugees, and to strengthen the Recipient’s social protection system. The Project consists of the following parts: Part 1. Roll-out of the National Productive Social Safety Net Program 1.1 Integrated Productive Social Safety Net Program (a) Provision of: (i) Quarterly Cash Transfers to Beneficiary Households in selected provinces, including refugees and host communities; and (ii) mobile phones and SIM cards to Beneficiary Households to facilitate digital payment of Quarterly Cash Transfers, as needed. (b) Supporting the design and implementation of accompanying measures, including: (i) the design of the information and sensitization campaigns for relevant stakeholders in collaboration with humanitarian and development partners; (ii) the carrying out of behavioral change and communication activities through educational talks, home visits, village assemblies and radio broadcasts to address various topics, including, inter alia, gender-based violence, female genital mutilation, sustainable natural resources management practices, clean cooking solutions, and basic financial education. (c) Provision of productive inclusion measures to Beneficiary Households consisting of, inter alia: (i) community sensitization and mobilization campaigns, (ii) supporting the organization of village savings and loans associations, (iii) provision of training on psychosocial and emotional skills and micro-entrepreneurship, and (iv) technical assistance to develop simple business plans with a focus on climate-smart and sustainable livelihoods; and (v) provision of Income Generating Activities Subsidies. 1.2 Shock-responsive Emergency Cash Transfers (a) Lean season shock response. Provision of Lean Season Shock Response Cash Transfers to Acutely Food-insecure Households; (b) Flood and refugee response. -6- (i) Provision of Flood or Refugee Influx Response Cash Transfers to eligible Beneficiary Households, following a significant flood or refugee inflow event; and (ii) Rapid flood response mechanism. Supporting the development of rapid flood response pilot program including: (A) developing a rapid response trigger mechanisms using remote-sensed data and/or innovative community- based early warning techniques; and (B) designing and establishing rapid response processes. Part 2. Strengthening the Social Protection System 2.1 Unified Social Registry (USR), payment module, and food security early warning and response system (a) Supporting: (i) the deployment and extension of the Unified Social Registry in selected provinces; and (ii) carry out a pilot program of on-demand intake and registration in at least two regions of the Recipient, in accordance with criteria and procedures set out in the PIM. (b) Supporting the (i) development of a scalable and interoperable management information system for the USR; and (ii) the introduction of a new functional social identification number compatible with ANATS’s identification document. (c) Supporting the development and implementation of a digital mobile payment module to expedite the distribution of cash transfers. (d) Strengthening SISAAP’s technical capacity to collect and analyze data related to regular food security, nutrition, vulnerability, and climate shock. (e) Supporting the operationalization and equipment of the Cellule de Gestion des Crises within DNPGC. (f) Supporting the development and implementation of a communications strategy to include, inter alia, communication tools and outreach campaigns. (g) Supporting: (i) the development of a beneficiary operations management system for the program to facilitate effective social protection delivery to assist vulnerable populations, including outreach, assessment, enrollment, services provision, and administrative functions such as human resources; and (ii) the creation of an integrated grievance redress mechanism for effective grievance submission and inclusivity, particularly for women and vulnerable groups. -7- 2.2 Establishing the delivery system for the Productive Social Safety Net Program with the inclusion of refugees. (a) Supporting the Recipient in establishing and operationalizing the key social protection governance structure outlined in the Recipient’s national social protection policy (“SNPS”). (b) Supporting the integration of refugees into the national safety net program by strengthening the Recipient’s refugee management and protection systems, including: (i) capacity building of CNARR to improve its ability to provide refugee protection services, carry out data collection, and manage refugee influxes; and (ii) enhancing coordination between CNARR and ANATS to facilitate the issuance of formal identification documents to refugees in accordance with the applicable legislation. Part 3. Project Management 3.1 Supporting the operation of the Project Implementation Unit to ensure efficient project implementation. 3.2 Supporting (i) process evaluation (ii) impact evaluation ; and (iii) the strengthening of local government structures to ensure sustainability. Part 4. Contingent Emergency Response Provision of immediate response to an Eligible Crisis or Emergency, including for the benefit of refugees and/or host communities, as needed. -8- SCHEDULE 2 Project Execution Section I. Implementation Arrangements A. Institutional Arrangements. General 1. The Recipient has vested the overall responsibility for Project implementation with the Ministry of Social Action, National Solidarity and Humanitarian Affairs (“MoSA”). Project Steering Committee 2. Not later than thirty (30) days after the Effective Date, the Recipient shall establish and maintain throughout Project implementation a steering committee, chaired by the Secretary-General of Ministry of Finance, Budget, Economy and Planning (“MoF”), and comprising representatives of relevant institutions of the Recipient involved in overseeing or executing adaptive social protection policies, and shall be responsible for, inter alia: (a) overseeing the overall performance and impact of the Project; (b) addressing high-level strategic matters, and facilitating multisectoral collaboration; and (c) approving the Annual Work Plans and Budget. Project Implementation Unit 3. The Recipient shall establish and thereafter maintain throughout Project implementation a Project Implementation Unit, with resources, with competent staff in adequate numbers and with terms of reference, qualifications and experience satisfactory to the Association, including: (a) not later than the Effective Date, recruit a Project coordinator, a procurement specialist, a financial management specialist; (b) not later than thirty (30) days after the Effective Date, recruit a cash transfers specialist, a human development specialist; a productive inclusion specialist; a monitoring and evaluation specialist, an environmental specialist, a social development specialist and a gender- based violence specialist; and (c) not later than ninety (90) days after the Effective Date, a communications officer, an accountant, an administrative assistant, an information technology specialist, an internal auditor, and an internal controller. -9- 4. The Project Implementation Unit shall be responsible to carry out and monitor day- to-day implementation of the Project, including coordination of activities and fiduciary responsibilities, as elaborated in the Project Implementation Manual. Implementation Support Agencies 5. The Recipient shall maintain the following agencies throughout Project implementation, with terms of reference and adequate resources and with competent staff satisfactory to the Association to support their respective mandates for the purpose of supporting the implementation of Part 2 of the Project: (a) INSEED; (b) SISAAP ; (c) CNARR; and (d) ANATS. The Recipient shall ensure that the aforementioned implementation support agencies shall maintain a focal point to interface with the Project Implementation Unit and provide inputs to the Annual Work Plans and Budget. B. Project Implementation Manual 1. The Recipient shall prepare and adopt in form and substance satisfactory to the Association, a Project Implementation Manual, and shall carry out the Project activities in accordance with said manual, containing, inter alia, detailed rules and procedures for: (a) implementation arrangements; (b) administrative, financial management, accounting, and disbursement mechanisms, procedures and protocols; (c) procurement; (d) environmental and social aspects including in relation to the Environmental and Social Safeguards documents; (e) monitoring and evaluation; (f) grievance redress mechanism; (g) eligibility and selection criteria for Project beneficiaries eligible to receive training under the Project; and (h) such other technical, administrative, fiduciary or coordination arrangements as may be necessary to ensure effective Project implementation. 2. The Recipient shall not amend, abrogate, waive, or permit to be amended, abrogated, or waived, the aforementioned Project Implementation Manual or any provision thereof, without the prior written consent of the Association. 3. Notwithstanding the foregoing, in the event of any inconsistency between the provisions of the Project Implementation Manual, and those of this Agreement, the provisions of this Agreement shall prevail. C. Cash Transfers and Subsidies Manual 1. The Recipient shall prepare and adopt in form and substance satisfactory to the Association, a manual for the implementation of the Quarterly Cash Transfers, Income Generating Activities Subsidies, Lean Season Shock Response Cash Transfers, and Flood or Refugee Influx Response Cash Transfers, and shall carry out such cash transfers and subsidies in accordance with said manual, containing, inter alia, detailed rules and procedures for: (a) modalities for cash transfers, -10- including targeting, registration and identification of Cash Transfers Beneficiaries; (b) cash transfer procedures; (c) accounting, documentation and information management; (d) criteria for selecting, and terms of reference of Payment Service Providers; (e) a positive list of activities that can be financed through Income Generating Activities Subsidies; and (f) such other technical, administrative, fiduciary or coordination arrangements as may be necessary to ensure effective implementation of cash transfers and subsidies activities (the “Cash Transfers and Subsidies Manual”). 2. The Recipient shall not amend, abrogate, waive, or permit to be amended, abrogated, or waived, the Cash Transfers and Subsidies Manual or any provision thereof, without the prior written consent of the Association. 3. Notwithstanding the foregoing, in the event of any inconsistency between the provisions of the Cash Transfers and Subsidies Manual, and those of this Agreement, the provisions of this Agreement shall prevail. D. Quarterly Cash Transfers, Income Generating Activities Subsidies, Lean Season Shock Response Cash Transfers and Flood or Refugee Influx Response Cash Transfers 1. For the implementation of Parts 1.1(a)(i), 1.1(c)(v), 1.2(a) and 1.2(b)(i) of the Project, the Recipient shall provide Quarterly Cash Transfers, Income Generating Activities Subsidies, Lean Season Shock Response Cash Transfers, and Flood or Refugee Influx Response Cash Transfers, respectively, to eligible Beneficiary Households in accordance with eligibility criteria and procedures acceptable to the Association, and further described in the Cash Transfers and Subsidies Manual. 2. The Recipient shall contract the services of targeting and registration firms, as needed, selected on the basis of terms of reference, qualifications and experience satisfactory to the Association and in accordance with the Procurement Regulations, for the purpose of inter alia targeting and registering households eligible for the payment of Quarterly Cash Transfers, Income Generating Activities Subsidies, Lean Season Shock Response Cash Transfers, and Flood or Refugee Influx Response Cash Transfers, on the basis of targeting and eligibility criteria detailed in the Cash Transfers and Subsidies Manual. 3. The Recipient shall ensure that the amount of each Quarterly Cash Transfer, Income Generating Activities Subsidy, Lean Season Shock Response Cash Transfer, Flood or Refugee Influx Response Cash Transfer, is paid to its intended eligible Beneficiary Household. The Recipient shall take measures to encourage eligible Beneficiary Household of Quarterly Cash Transfers to participate in the accompanying measures carried out under Part 1.1(b) of the Project. -11- 4. For the implementation of the accompanying measures under Part 1.1(b) of the Project, the Recipient shall: (a) enter into agreements, with non-governmental organizations or contractors selected on the basis of terms of reference, qualifications and experience satisfactory to the Association and in accordance with the Procurement Regulations and/or (b) carry out such measures through the Project Implementation Unit. 5. The Recipient shall exercise its rights under each of the agreements referred to in paragraph 4 immediately above in such manner as to protect the interests of the Recipient and the Association and to accomplish the purposes of the Financing. Except as the Association shall otherwise agree, the Recipient shall not assign, amend, abrogate or waive any of said agreements or any provisions thereof. E. Payment of Quarterly Cash Transfers, Income Generating Activities Subsidies, Lean Season Shock Response Cash Transfers, and Flood or Refugee Influx Response Cash Transfers 1. For the payment of Quarterly Cash Transfers, Income Generating Activities Subsidies, Lean Season Shock Response Cash Transfers, and Flood or Refugee Influx Response Cash Transfers to eligible Beneficiary Households, the Recipient shall conclude, and thereafter implement, one or more service agreements (each a “Payment Agreement”), in form and substance satisfactory to the Association, with a mobile telephone company, a microfinance institution, or another entity having the capacity to provide the services and comply with the obligations described in the Payment Agreement and being duly authorized to operate and operating in the Recipient’s territory (each a “Payment Service Provider”) selected on the basis of terms of reference, qualifications and experience satisfactory to the Association and in accordance with the Procurement Regulations. The Recipient shall ensure that the first Payment Agreement with a Payment Service Provider is submitted to the Association for its prior review and approval. 2. Without limitation to the provisions of paragraph 1 immediately above, each Payment Agreement shall include provisions to the effect that: (a) unless the Association shall otherwise agree in writing, the Recipient shall: (i) ensure that the Payment Service Provider shall open and thereafter maintain a separate account (each a “Cash Account”) for the exclusive purpose of depositing funds from the proceeds of the Financing for payments to be paid by the Payment Service Provider to eligible beneficiaries on behalf of the Recipient; and (ii) deposit funds in said Cash Account and make the corresponding payment therefrom in accordance with the provisions of the Payment Agreement; (b) the Cash Account shall be opened in a commercial bank acceptable to the Association, with terms and conditions satisfactory to the Association -12- including, inter alia, a waiver of any rights said commercial bank may have to set off any amount deposited in the Cash Account with any other debt; and (c) The Payment Service Provider shall: (i) disburse funds from the Cash Account for payments in accordance with the provisions of the Payment Agreement; (ii) ensure that all amounts deposited in the Cash Account are used exclusively to make payments to eligible beneficiaries in accordance with the detailed provisions, procedures, sequencing and timing in relation thereto as set forth in the Cash Transfers and Subsidies Manual, as applicable, and in compliance with the Anti- Corruption Guidelines; (iii) promptly refund to the Recipient for further refund to the Association any proceeds from the Cash Account not used for purposes of payment to eligible beneficiaries in accordance with the provisions of the Payment Agreement, or otherwise utilized in a manner inconsistent with the provisions of this Agreement; (iv) keep records and accounts of the expenditures incurred in the payments to eligible beneficiaries; (v) promptly inform the Recipient of any condition which interferes or threatens to interfere with the payments to eligible beneficiaries and the achievement of the objective of the Project; (vii) enable the Recipient and the Association to inspect its operations, including the payments, the Cash Account, and any relevant records and documents; and (viii) if the Association or the Recipient so requests, open access to its records and accounts of expenditures to any auditor that the Recipient shall have recruited, on the basis of terms of reference, qualifications and experience satisfactory to the Association and in accordance with this Agreement, for the carrying out of the audit of said records and accounts of expenditures. 3. The Recipient shall exercise its rights under each Payment Agreement in such manner as to protect the interests of the Recipient and the Association and to accomplish the purposes of the Financing. Except as the Association shall otherwise agree, the Recipient shall not assign, amend, abrogate or waive any Payment Agreement or any of its provisions. -13- 4. The Recipient shall ensure that any payments for Quarterly Cash Transfers, Income Generating Activities Subsidies, Lean Season Shock Response Cash Transfers, and Flood or Refugee Influx Response Cash Transfers are made available under terms and conditions acceptable to the Association and further described in the Cash Transfers and Subsidies Manual, which shall include, inter alia: (a) the targeting of the relevant eligible beneficiaries to be financed from said funds; (b) opening a Cash Account; and (c) the grievance mechanism in place for the Project. F. Environmental and Social Standards. 1. The Recipient shall ensure that the Project is carried out in accordance with the Environmental and Social Standards, in a manner acceptable to the Association. 2. Without limitation upon paragraph 1 above, the Recipient shall ensure that the Project is implemented in accordance with the Environmental and Social Commitment Plan (“ESCP”), in a manner acceptable to the Association. To this end, the Recipient shall ensure that: (a) the measures and actions specified in the ESCP are implemented with due diligence and efficiency, as provided in the ESCP; (b) sufficient funds are available to cover the costs of implementing the ESCP; (c) policies and procedures are maintained, and qualified and experienced staff in adequate numbers are retained to implement the ESCP, as provided in the ESCP; and (d) the ESCP, or any provision thereof, is not amended, repealed, suspended or waived, except as the Association shall otherwise agree in writing, as specified in the ESCP, and ensure that the revised ESCP is disclosed promptly thereafter. 3. In case of any inconsistencies between the ESCP and the provisions of this Agreement, the provisions of this Agreement shall prevail. 4. The Recipient shall ensure that: (a) all measures necessary are taken to collect, compile, and furnish to the Association through regular reports, with the frequency specified in the ESCP, and promptly in a separate report or reports, if so requested by the Association, information on the status of compliance with the ESCP and the environmental and social instruments referred to therein, all such reports in form and substance acceptable to the Association, setting out, -14- inter alia: (i) the status of implementation of the ESCP; (ii) conditions, if any, which interfere or threaten to interfere with the implementation of the ESCP; and (iii) corrective and preventive measures taken or required to be taken to address such conditions; and (b) the Association is promptly notified of any incident or accident related to or having an impact on the Project which has, or is likely to have, a significant adverse effect on the environment, the affected communities, the public or workers, in accordance with the ESCP, the environmental and social instruments referenced therein and the Environmental and Social Standards. 5. The Recipient shall establish, publicize, maintain and operate an accessible grievance mechanism, to receive and facilitate resolution of concerns and grievances of Project-affected people, and take all measures necessary and appropriate to resolve, or facilitate the resolution of, such concerns and grievances, in a manner acceptable to the Association. G. Annual Work Plan and Budget 1. The Recipient shall, not later than two (2) months after the Effective Date, and thereafter by November 30 of each subsequent year during the implementation of the Project, prepare and furnish to the Association for its approval, the Annual Work Plans and Budget containing all proposed activities for inclusion in the Project, in line with the Project Implementation Manual and the Cash Transfers and Subsidies Manual, together with the financing plan for such activities, and a timetable for their implementation. 2. The Recipient shall afford the Association a reasonable opportunity to exchange views with the Recipient on such proposed Annual Work Plans and Budget, and incorporate the views of the Association in the final Annual Work Plans and Budget to be adopted no later than one (1) month after the date referred to in paragraph 1above. 3. The Recipient shall ensure that the Project is implemented in accordance with the Annual Work Plans and Budget provided, however, that in the event of any conflict between the Annual Work Plans and Budget and the provisions of this Agreement, the provisions of this Agreement shall prevail. H. Contingent Emergency Response 1. In order to ensure the proper implementation of contingent emergency response activities under Part 4 of the Project (“Contingent Emergency Response Part” or “CERC Part”), the Recipient shall ensure that: -15- (a) a manual (“CERC Manual”) is prepared and adopted in form and substance acceptable to the Association, which shall set forth detailed implementation arrangements for the Contingent Emergency Response Part, including: (i) any structures or institutional arrangements for coordinating and implementing the Contingent Emergency Response Part; (ii) specific activities, including for the benefit of refugees and/or host communities, which may be included in the Contingent Emergency Response Part, Eligible Expenditures required therefor (“Emergency Expenditures”), and any procedures for such inclusion; (iii) financial management arrangements for the Contingent Emergency Response Part; (iv) procurement methods and procedures for the Contingent Emergency Response Part; (v) documentation required for withdrawals of Financing amounts to finance Emergency Expenditures; (vi) a description of the environmental and social assessment and management arrangements for the Contingent Emergency Response Part; and (vii) a template Emergency Action Plan; (b) the Emergency Action Plan is prepared and adopted in form and substance acceptable to the Association; (c) the Emergency Response Part is carried out in accordance with the CERC Manual and the Emergency Action Plan; provided, however, that in the event of any inconsistency between the provisions of the CERC Manual or the Emergency Action Plan and this Agreement, the provisions of this Agreement shall prevail; and (d) neither the CERC Manual or the Emergency Action Plan is amended, suspended, abrogated, repealed or waived without the prior written approval by the Association. 2. The Recipient shall ensure that the structures and arrangements referred to in the CERC Manual are maintained throughout the implementation of the Contingent Emergency Response Part, with adequate staff and resources satisfactory to Association. 3. The Recipient shall ensure that: (a) the environmental and social instruments required for the Contingent Emergency Response Part are prepared, disclosed and adopted in accordance with the CERC Manual and the ESCP, and in form and substance acceptable to the Association; and -16- (b) the Contingent Emergency Response Part is carried out in accordance with the environmental and social instruments in a manner acceptable to the Association. 4. Activities under the Contingency Emergency Response Part shall be undertaken only after an Eligible Crisis or Emergency has occurred. Section II. Project Monitoring, Reporting and Evaluation The Recipient shall furnish to the Association each Project Report not later than forty- five (45) days after the end of each calendar quarter, covering the calendar quarter. Except as may otherwise be explicitly required or permitted under this Agreement or as may be explicitly requested by the Association, in sharing any information, report or document related to the activities described in Schedule 1 of this Agreement, the Recipient shall ensure that such information, report or document does not include Personal Data. Section III. Withdrawal of the Proceeds of the Financing A. General Without limitation upon the provisions of Article II of the General Conditions and in accordance with the Disbursement and Financial Information Letter, the Recipient may withdraw the proceeds of the Financing to finance Eligible Expenditures in the amount allocated and, if applicable, up to the percentage set forth against each Category of the following table: Category Amount of the Financing Percentage of Expenditures Allocated (expressed in to be Financed SDR) (inclusive of Taxes) (1) Goods, non-consulting 7,097,000 100% services, and consulting services, Operating Costs and Training for Part 1.1 (except 1.1(a)(i) and 1.1(c)(v)) of the Project (2) Goods, non-consulting 20,151,000 100% once the funds available services, and consulting under the SASPP Grant services, Operating Costs Agreement for the same and Training for Parts Category are fully committed. 1.2(b)(ii); 2; and 3 of the Project -17- (3) Quarterly Cash 41,745,000 100% Transfers, Income Generating Activities Subsidies, and associated Transfer Fees under Parts 1.1(a)(i); 1.1(c)(v); of the Project (4) Lean Season Shock 6,907,000 100%, once the funds available Response Cash Transfers, under the SASPP Grant Flood or Refugee Influx Agreement for the same Response Cash Transfers, Category are fully committed. and associated Transfer Fees under Parts 1.2(a) and 1.2(b)(i) of the Project (5) Emergency 0 100% Expenditures under Part 4 of the Project TOTAL AMOUNT 75,900,000 B. Withdrawal Conditions; Withdrawal Period 1. Notwithstanding the provisions of Part A of this Section, no withdrawal shall be made: (a) for payments made prior to the Signature Date, except that withdrawals up to an aggregate amount not to exceed SDR one million (SDR 1,000,000) may be made for payments made prior to this date but on or after August 1, 2023, for Eligible Expenditures under Category (1); or (b) under Categories (3) and (4) unless and until the Recipient: (i) has adopted the Cash Transfers and Subsidies Manual in accordance with Section I.C of Schedule 2 to this Agreement; and (ii) has: (1) developed a template of the Payment Agreement referred to in Section I.E of Schedule 2 of this Agreement, in form and substance satisfactory to the Association, and (2) entered into at least one Payment Agreement with a Payment Service Provider on substantially the same terms as in the aforementioned template; and (c) for Emergency Expenditures under Category (5), unless and until all of the following conditions have been met in respect of said expenditures: -18- (i) (A) the Recipient has determined that an Eligible Crisis or Emergency has occurred, and has furnished to the Association a request to withdraw Financing amounts under Category (5); and (B) the Association has agreed with such determination, accepted said request and notified the Recipient thereof; and (ii) the Recipient has adopted the CERC Manual and Emergency Action Plan, in form and substance acceptable to the Association. 2. The Closing Date is June 29, 2029. -19- APPENDIX Definitions 1. “Acutely Food-insecure Household” means a household meeting the criteria set forth in the Recipient’s PNR. “Acutely Food-insecure Households” means one or more Acutely Food-insecure Household. 2. “ANATS” means Agence Nationale des Titres Sécurisés, the Recipient’s secure identification document agency, established and operating under the Recipient’s ministry in charge of interior and public safety. 3. “Anti-Corruption Guidelines” means, for purposes of paragraph 5 of the Appendix to the General Conditions, the “Guidelines on Preventing and Combating Fraud and Corruption in Projects Financed by IBRD Loans and IDA Credits and Grants”, dated October 15, 2006 and revised in January 2011 and as of July 1, 2016. 4. “Annual Work Plan and Budget” means each annual work plan and budget to be prepared by the Recipient and referred to in Section I.G of Schedule 2 to this Agreement. 5. “Beneficiary Household” means a household selected to receive Quarterly Cash Transfers, Income Generating Activities Subsidies, Lean Season Shock Response Cash Transfers, and Flood and Refugee Influx Response Cash Transfers, as the case may be. “Beneficiary Households” means one or more such Beneficiary Household. 6. “Category” means a category set forth in the table in Section III.A of Schedule 2 to this Agreement. 7. “Cash Account” means an account to be opened and maintained by a Payment Service Provider pursuant to Section I.E.2. of this Schedule 2. 8. “Cash Transfers and Subsidies Manual” means the manual referred to in Part I.C of Schedule 2 to this Agreement, as such manual may be updated from time to time with the agreement of the Association. 9. “CERC Manual” means the manual referred to in Section I.H of Schedule 2 to this Agreement, as such manual may be updated from time to time with the agreement of the Association, and which is an integral part of the PIM. 10. “CFS” means Céllule Filets Sociaux, the Recipient’s social safety net unit, established pursuant to Arrete No.11/PR/PM/MPCI/SG/DGPE/2016 dated March 10, 2016, and operating under the Recipient’s MoSA. -20- 11. “CNARR” means Commission Nationale pour l’Accueil et la Réinsertion des Réfugiés et des Rapatriés, the Recipient’s national commission for refugees and returnees, established pursuant to Decree No. 839/PR/PM/2011 dated August 2, 2011. 12. “Contingent Emergency Response Part” means any activity or activities to be carried out under Part 4 of the Project to respond to an Eligible Crisis or Emergency. 13. “DNPGC” means Direction Nationale de Prévention et de Gestion des Crises, the Recipient’s national crisis prevention and management system, established and operating under the Prime Minister's Office in accordance with Decree No. 2272/PR/PM/2017 of May 11, 2017. 14. “Eligible Crisis or Emergency” means an event that has caused, or is likely to imminently cause, a major adverse economic and/or social impact to the Recipient, associated with a natural or man-made crisis or disaster. 15. “Emergency Action Plan” means the plan referred to in Section I.H of Schedule 2 to this Agreement, detailing the activities, budget, implementation plan, and monitoring and evaluation arrangements, to respond to the Eligible Crisis or Emergency. 16. “Emergency Expenditures” means any of the eligible expenditures set forth in the CERC Manual referred to in Section I.H of Schedule 2 to this Agreement and required for the Contingent Emergency Response Part. 17. “Environmental and Social Commitment Plan” or “ESCP” means the environmental and social commitment plan for the Project, dated May 31, 2024, as the same may be amended from time to time in accordance with the provisions thereof, which sets out the material measures and actions that the Recipient shall carry out or cause to be carried out to address the potential environmental and social risks and impacts of the Project, including the timeframes of the actions and measures, institutional, staffing, training, monitoring and reporting arrangements, and any environmental and social instruments to be prepared thereunder. 18. “Environmental and Social Standards” or “ESSs” means, collectively: (i) “Environmental and Social Standard 1: Assessment and Management of Environmental and Social Risks and Impacts”; (ii) “Environmental and Social Standard 2: Labor and Working Conditions”; (iii) “Environmental and Social Standard 3: Resource Efficiency and Pollution Prevention and Management”; (iv) “Environmental and Social Standard 4: Community Health and Safety”; (v) “Environmental and Social Standard 5: Land Acquisition, Restrictions on Land Use and Involuntary Resettlement”; (vi) “Environmental and Social Standard 6: Biodiversity Conservation and Sustainable Management of Living Natural -21- Resources”; (vii) “Environmental and Social Standard 7: Indigenous Peoples/Sub- Saharan African Historically Underserved Traditional Local Communities”; (viii) “Environmental and Social Standard 8: Cultural Heritage”; (ix) “Environmental and Social Standard 9: Financial Intermediaries”; (x) “Environmental and Social Standard 10: Stakeholder Engagement and Information Disclosure”; effective on October 1, 2018, as published by the Association. 19. “Flood or Refugee Influx Response Cash Transfer” means a cash transfer provided under Part 1.2(b)(i) of the Project, pursuant to Section I.D of Schedule 2 to this Agreement. 20. “General Conditions” means the “International Development Association General Conditions for IDA Financing, Investment Project Financing”, dated December 14, 2018 (Last revised on July 15, 2023). 21. “Income Generating Activities Subsidy” means a payment made under Part 1.1(c) of the Project to Beneficiary Households for the implementation of income generating activities in their business plans pursuant to the provisions in Section I.D of Schedule 2 to this Agreement. “Income Generating Activities Subsidies” means one or more such Income Generating Activities Subsidy. 22. “INSEED” means Institut National de la Statistique, des Etudes Economiques et Démographiques, the Recipient’s national institute for statistics, economic and demographic studies, established and operating under the MoF. 23. “Lean Season Shock Response Cash Transfer” means a cash transfer provided under Part 1.2(a) of the Project and pursuant to Section I.D of Schedule 2 to this Agreement. 24. “MoF” or “Ministry of Finance, Budget, Economy and Planning” means Ministère des Finances, du Budget, de l’Économie, et du Plan, the Recipient’s ministry in charge of finance, budget, economy, and planning, or any successor thereto acceptable to the Association. 25. “MoSA” or “Ministry of Social Action, National Solidarity and Humanitarian Affairs” means Ministère de l’Action Sociale, de la Solidarité Nationale et des Affaires Humanitaires, the Recipient’s ministry charged with social action, national solidarity and human affairs, or any successor thereto, acceptable to the Association. 26. “Operating Costs” means the incremental expenses incurred by the Safety Nets Unit, based on the Annual Work Plans and Budgets as approved by the Bank, on account of Project implementation, management, and monitoring and evaluation, including the reasonable costs for utilities and supplies, bank charges, -22- communications, vehicle operation, maintenance, and insurance, office space rental, building and equipment maintenance, public awareness-related media expenses, travel and supervision, and salaries of contractual and temporary staff, but excluding salaries, fees, honoraria, and bonuses of members of the Recipient’s civil service. 27. “Payment Agreement” means a service agreement described in Section I.E of Schedule 2 to this Agreement. 28. “Payment Service Provider” means a service provider described in Section I.E of Schedule 2 to this Agreement. 29. “Personal Data” means any information relating to an identified or identifiable individual. An identifiable individual is one who can be identified by reasonable means, directly or indirectly, by reference to an attribute or combination of attributes within the data, or combination of the data with other available information. Attributes that can be used to identify an identifiable individual include, but are not limited to, name, identification number, location data, online identifier, metadata and factors specific to the physical, physiological, genetic, mental, economic, cultural or social identity of an individual. 30. “PNR” means Plan National de Réponse, the Recipient’s annual national response plan to shocks the most recent version dated December 2023. 31. “Procurement Regulations” means, for purposes of paragraph 85 of the Appendix to the General Conditions, the “World Bank Procurement Regulations for IPF Borrowers”, dated September 2023. 32. “Project Implementation Manual” means the manual referred to in Section I.B. of Schedule 2 to this Agreement, as such manual may be updated from time to time with the agreement of the Association. 33. “Quarterly Cash Transfer” means a cash transfer provided on a quarterly basis (or at intervals agreed between the Recipient and the Association) to Beneficiary Households under Part 1.1(a)(i) of the Project in accordance with the provisions in Section I.D. of Schedule 2 to this Agreement. “Quarterly Cash Transfers” means one or more such Quarterly Cash Transfer. 34. “SASPP Grant Agreement” means the agreement of even date between the Recipient and the International Development Association, acting as Administrator of the Multi-Donor Trust Fund for the Sahel Adaptive Social Protection Program, providing for the co-financing of the Project. -23- 35. “Signature Date” means the later of the two dates on which the Recipient and the Association signed this Agreement and such definition applies to all references to “the date of the Financing Agreement” in the General Conditions. 36. “SIM” means subscriber identity/Identification module, a removable card inside a mobile phone that stores data unique to the user. 37. “SISAAP” means Système d’Information sur la Sécurité Alimentaire et d’Alerte Précoce, the Recipient’s food safety information and early warning system, established and operating under the auspices of the office of the Recipient’s Prime Minister. 38. “SNPS” means Stratégie nationale de protection sociale, the Recipient’s national social protection strategy adopted in June 2015. 39. “Training” means the reasonable cost of training under the Project, based on Annual Work Plans and Budgets, including costs associated with seminars, workshops, conference and study tours, travel and subsistence costs for training participants, services of trainers, rental of training facilities, preparation and reproduction of training materials and other activities directly related to course preparation and implementation. 40. “Transfer Fees” means the transfer costs associated with the services provided by Payment Service Providers related to the payment of Cash Transfers and Subsidies under the Project. 41. “Unified Social Registry” or “USR” means the unit in charge of collecting and managing the vulnerable households’ database, established, and operating under the MoF.